10X BANKING TECHNOLOGY LIMITED
🌳Matureactive
10146101 · ltd · incorporated 2016-04-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other information technology service activities
Sector: Information & communication
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 9.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 7 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 accounts
- • 2 other
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-01-12📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-12📄legacyaccounts · PARENT_ACC
- 2026-01-12📄legacyother · AGREEMENT2
- 2026-01-12📄legacyother · GUARANTEE2
- 2025-08-27📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2025-07-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-07-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-21📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-21📄legacyaccounts · PARENT_ACC
- 2024-08-21📄legacyother · AGREEMENT2
- 2024-08-21📄legacyother · GUARANTEE2
- 2024-08-12➕GAMBALE, Virginia appointeddirector
- 2024-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-25➖HESS, Curt John resigneddirector
- 2024-03-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-03-02📄legacyother · AGREEMENT2
- 2024-02-06📄legacyaccounts · PARENT_ACC
- 2024-01-15📄legacyother · GUARANTEE2
- 2023-11-02📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-21📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-08-18📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2023-08-11📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2023-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-07-29➖GIVEN, Richard Anthony resignedsecretary
- 2021-06-28➕HESS, Curt John appointeddirector
- 2021-06-28➖HOLMES, Tam resigneddirector
- 2021-02-01🔓Charge satisfied #2
- 2021-01-11🔒Charge registered #2Lender: Silicon Valley Bank
- 2020-08-10🔓Charge satisfied #1
- 2020-02-27➖SKITT, Rebecca resigneddirector
- 2018-05-10➕HOLMES, Tam appointeddirector
- 2017-10-18➖GOODALL, Brad Daniel resigneddirector
- 2017-10-18➕SKITT, Rebecca appointeddirector
- 2017-04-30➕GIVEN, Richard Anthony appointedsecretary
- 2017-02-09🔒Charge registered #1Lender: Silicon Valley Bank
- 2016-10-31➕GOODALL, Brad Daniel appointeddirector
- 2016-06-01➕JENKINS, Antony Peter appointeddirector
- 2016-06-01➖ALLY, Bibi Rahima resigneddirector
- 2016-04-25🏢Company incorporatedAs 10X BANKING TECHNOLOGY LIMITED
- 2016-04-25➕ALLY, Bibi Rahima appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
10x Banking Technology Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
10x Banking Technology Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
10X BANKING TECHNOLOGY LIMITED
This company · 10146101
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
10x Banking Technology Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/04/2019 |
1 historic (ceased) PSC
- Mr Antony Peter Jenkinsceased 26/04/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Technology · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01SEVENTYSIX LTD→ 16382565 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 0TO100SITES LTD→ 16114553 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1.618 RATIO FILMS LTD.→ 16681479 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 101DIGITAL LTD→ 17077450 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 10INPUT LTD→ 09276978 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 10SEC LTD→ 16582865 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 10X BANKING TECHNOLOGY SERVICES LIMITED→ 11262659 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 10X BANKING TECHNOLOGY UK LIMITED→ 11738306 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 10XDIJITAL LTD→ 16303350 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 10XHUMANS LTD→ 16215617 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 11 ELEVON LIMITED→ 17113774 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 11A SYSTEMS LTD→ 15475440 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-04-25
Jurisdictionengland-wales
Primary SIC62090 — Other information technology service activities
Registered office
4th Floor 16 High Holborn
London
WC1V 6BX
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-10
Last: 2025-08-27
Officers (2 active · 6 resigned)
GAMBALE, Virginia→
Activedirector · ~67y · appointed 2024-08-12
View their other companies + combined net worth →
JENKINS, Antony Peter→
Activedirector · ~65y · appointed 2016-06-01
View their other companies + combined net worth →
GIVEN, Richard Anthony→
Resignedsecretary · appointed 2017-04-30 · resigned 2022-07-29
ALLY, Bibi Rahima→
Resigneddirector · ~66y · appointed 2016-04-25 · resigned 2016-06-01
GOODALL, Brad Daniel→
Resigneddirector · ~45y · appointed 2016-10-31 · resigned 2017-10-18
HESS, Curt John→
Resigneddirector · ~62y · appointed 2021-06-28 · resigned 2024-06-25
HOLMES, Tam→
Resigneddirector · ~52y · appointed 2018-05-10 · resigned 2021-06-28
SKITT, Rebecca→
Resigneddirector · ~56y · appointed 2017-10-18 · resigned 2020-02-27
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Silicon Valley Bank | A registered charge | — | 11/01/2021 | 01/02/2021 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 09/02/2017 | 10/08/2020 |
Recent filings (81 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-12
legacy
accounts · PARENT_ACC
2026-01-12
legacy
other · AGREEMENT2
2026-01-12
legacy
other · GUARANTEE2
2026-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-08-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-07-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-21
appoint-person-director-company-with-name-date
officers · AP01
2024-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-08-21
legacy
accounts · PARENT_ACC
2024-08-21
legacy
other · AGREEMENT2
2024-08-21
legacy
other · GUARANTEE2
2024-08-21
termination-director-company-with-name-termination-date
officers · TM01
2024-06-28