AGILITY AGRICULTURE LIMITED
- · Oldest live charge 9.7y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 9.7y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-26 | 2023-10-26 |
|---|---|---|
| Total assets | £-103.5k | £-28.5k |
| Current assets | £157.5k | £130.8k |
| Cash | £10.7k | £11.4k |
| Debtors | £145.0k | £113.5k |
| Net assets | £-178.0k | £-28.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 address
- • 1 confirmation-statement
- • 1 address
Corporate timeline (26 events)Click to expand
- 2026-03-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-18🔓Charge satisfied #1
- 2024-05-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-25🔓Charge satisfied #2
- 2024-04-18🔒Charge registered #3Lender: Ecapital Commercial Finance Limited
- 2023-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-17🔒Charge registered #2Lender: Sme Invoice Finance Limited
- 2021-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-04-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2016-11-18➕HART, Rachel Claire appointeddirector
- 2016-09-30🔒Charge registered #1Lender: Sme Invoice Finance Limited
- 2016-04-27🏢Company incorporatedAs AGILITY AGRICULTURE LIMITED
- 2016-04-27➕HART, Thomas Richard appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rachel Claire Hart Individual · British · DOB 11/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/11/2016 |
Mr Thomas Richard Hart Individual · British · DOB 03/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3D MTO HOLDINGS LTD→ 16552156 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE BOARD CO. LIMITED→ 08130948 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCESS INSTRUMENTATION LIMITED→ 02414540 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| ACELL SOLUTIONS UK LIMITED→ 08776838 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACTIVE GROUP COMMERCIAL CO. LIMITED→ 16675412 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFM INTERNATIONAL LTD→ 16491636 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFRO HEIGHTS LTD→ 15904460 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJM MATERIAL SALVAGE LIMITED→ 11219447 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALBION 4C LIMITED→ 05677101 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ALBION COMPONENTS LTD→ 07163111 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ALEPEN LIMITED→ 10872155 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDER COMMERCE LIMITED→ 16925661 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ecapital Commercial Finance Ecapital Commercial Finance Limited | A registered charge | — | 18/04/2024 | — | |
| satisfied | Sme Invoice Finance Sme Invoice Finance Limited | A registered charge | — | 17/02/2022 | 25/04/2024 | |
| satisfied | Sme Invoice Finance Sme Invoice Finance Limited | A registered charge | 1 property | 30/09/2016 | 18/05/2024 |