AGMW PROPERTY LTD
🌳Matureactive
10188381 · ltd · incorporated 2016-05-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 9.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-03-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-28🔒Charge registered #9Lender: Paragon Bank PLC
- 2022-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-01🔒Charge registered #8Lender: Paragon Bank PLC
- 2022-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-22🔒Charge registered #7Lender: Charter Court Financial Services Limited
- 2022-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-17🔒Charge registered #6Lender: Charter Court Financial Services Limited
- 2021-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-09🔒Charge registered #5Lender: Paragon Bank PLC
- 2021-04-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-01🔒Charge registered #4Lender: Paragon Bank PLC
- 2020-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-17🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2019-01-31🔒Charge registered #2Lender: Onesavings Bank PLC
- 2017-04-13🔒Charge registered #1Lender: Onesavings Bank PLC
- 2016-05-19🏢Company incorporatedAs AGMW PROPERTY LTD
- 2016-05-19➕MCDONALD, Angus appointeddirector
- 2016-05-19➕WOODFIN, Gareth John appointeddirector
- 2016-05-19➕KAHAN, Barbara appointeddirector
- 2016-05-19➖KAHAN, Barbara resigneddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Angus Mcdonald Individual · British · DOB 04/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
Mr Gareth John Woodfin Individual · British · DOB 09/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3X INVESTMENTS LIMITED→ 10631276 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 43 ROYAL YORK CRESCENT MANAGEMENT COMPANY LIMITED→ 03057093 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| A J & K PROPERTIES LIMITED→ 08210165 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| A&J PRIME PROPERTIES LTD→ 17049081 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACTIVE CIRCLE LTD→ 15956418 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AE RESIDENTIAL INVESTMENTS LIMITED→ 15000550 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFINITY 4 HOMES LTD→ 14952445 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFZAL 1 PROPERTY LTD→ 13490786 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AFZAL PROPERTY LIMITED→ 13426393 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AG INFRA LIMITED→ 12687308 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AGENCY72 LIMITED→ 11652339 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AGRARIAN FINANCE LIMITED→ 05261727 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-05-19
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
82a James Carter Road
Mildenhall
Bury St. Edmunds
Suffolk
IP28 7DE
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-27
Last: 2026-06-13
Officers (2 active · 1 resigned)
MCDONALD, Angus→
Activedirector · ~48y · appointed 2016-05-19
View their other companies + combined net worth →
WOODFIN, Gareth John→
Activedirector · ~49y · appointed 2016-05-19
View their other companies + combined net worth →
KAHAN, Barbara→
Resigneddirector · ~95y · appointed 2016-05-19 · resigned 2016-05-19
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 28/12/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 01/12/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 22/06/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 17/02/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/04/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 01/04/2021 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 17/05/2019 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 31/01/2019 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 13/04/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-21
change-person-director-company-with-change-date
officers · CH01
2023-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-01-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30