ALBERT ROGER HOLDINGS LIMITED
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 6.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2026-05-13📄accounts-with-accounts-type-groupaccounts · AA
- 2025-11-19📄capital-allotment-sharescapital · SH01
- 2025-10-01📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-09-05📄memorandum-articlesincorporation · MA
- 2025-09-05📄resolutionresolution · RESOLUTIONS
- 2025-09-05📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-09-04✏️legacychange-of-name · RP04SH01
- 2025-09-04✏️legacychange-of-name · RP04SH01
- 2025-06-23📄capital-allotment-sharescapital · SH01
- 2025-06-23📄capital-allotment-sharescapital · SH01
- 2025-06-23📄capital-allotment-sharescapital · SH01
- 2025-05-09📄resolutionresolution · RESOLUTIONS
- 2025-05-09📄resolutionresolution · RESOLUTIONS
- 2025-05-02📄capital-allotment-sharescapital · SH01
- 2025-03-31📄capital-name-of-class-of-sharescapital · SH08
- 2025-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-01➕LEVIN, Per appointeddirector
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-15🔒Charge registered #3Lender: White Oak No.6 Limited
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-30🔓Charge satisfied #2
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-16📄capital-allotment-sharescapital · SH01
- 2020-08-07🔒Charge registered #2Lender: Bibby Financial Services Limited
- 2020-05-15🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2016-05-20🏢Company incorporatedAs ALBERT ROGER HOLDINGS LIMITED
- 2016-05-20➕ROGER JARA, Joan Albert appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-09-04: legacy; 2025-09-04: legacy
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joan Albert Roger Jara Individual · Spanish · DOB 09/1965 · age 61 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 20/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALCAEUS HOLDINGS LIMITED→ 10269429 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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| ALOGRO HOLDINGS LIMITED→ 14495639 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALTOR EMPLOYMENT LIMITED→ 12243091 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALYTUS MIDCO LIMITED→ 16117432 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMMA HOLDING GROUP LTD→ 15107395 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMORY HOLDINGS LIMITED→ 05162033 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AMY REVILL LTD→ 16893977 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANJE PROPERTIES (HOLDINGS) LIMITED→ 15759497 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AOI HOLDINGS LTD→ 11874270 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | White Oak No.6 / Ldf Finance No.3 White Oak No.6 Limited / Ldf Finance No.3 Limited | A registered charge | — | 15/11/2024 | — | |
| satisfied | Bibby Financial Services Bibby Financial Services Limited | A registered charge | — | 07/08/2020 | 30/07/2024 | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 15/05/2020 | — |