ALBERT ROGER DIGITAL LIMITED
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 9.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (22 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-15🔒Charge registered #3Lender: White Oak No.6 Limited
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-03🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2020-05-14📄resolutionresolution · RESOLUTIONS
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-18🔒Charge registered #1Lender: Hsbc Invoice Finance (UK) LTD
- 2016-05-24🏢Company incorporatedAs ALBERT ROGER DIGITAL LIMITED
- 2016-05-24➕ROGER JARA, Joan Albert appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Albert Roger Holdings Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Albert Roger Holdings Limited Corporate entity | — | — | sig. influencesignificant influence | 06/06/2023 |
1 historic (ceased) PSC
- Mr Joan Albert Roger Jaraceased 06/06/2023· significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | White Oak No.6 / Ldf Finance No.3 White Oak No.6 Limited / Ldf Finance No.3 Limited | A registered charge | — | 15/11/2024 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 03/07/2020 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 18/11/2016 | — |