A & D INVESTMENTS LIMITED
🏛️Establishedactive
10227618 · ltd · incorporated 2016-06-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£274.1k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Combined office administrative service activities
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · oldest 9.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £274,085
Cash YoY
+16%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↑ 16% YoY
Net Worth
£274k
↑ 10% YoY
Current Assets
£8k
↓ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £562.4k | £563.3k |
| Current assets | £8.2k | £10.3k |
| Cash | £8.2k | £7.1k |
| Debtors | — | £3.2k |
| Net assets | £274.1k | £249.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-01-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-01📄capital-name-of-class-of-sharescapital · SH08
- 2022-01-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-01-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-11-07🔒Charge registered #5Lender: National Westminster Bank PLC
- 2016-11-07🔒Charge registered #4Lender: National Westminster Bank PLC
- 2016-11-07🔒Charge registered #3Lender: National Westminster Bank PLC
- 2016-11-07🔒Charge registered #2Lender: National Westminster Bank PLC
- 2016-11-03🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-06-12🏢Company incorporatedAs A & D INVESTMENTS LIMITED
- 2016-06-12➕GOLDEN, Angela appointeddirector
- 2016-06-12➕GOLDEN, Darren appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Darren Golden Individual · British · DOB 09/1971 · age 55 | 25–50% | — | 25-50% shares | 12/06/2016 |
Mrs Angela Golden Individual · English · DOB 03/1976 · age 50 | 25–50% | — | 25-50% shares | 12/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · OL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2106 LTD→ 07133176 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 21ST CENTURY TATTOO (NW) LTD→ 07518603 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 24/7 ANY WEATHER CLEANING LTD→ 16338372 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 414 BARBERS LTD→ 15279436 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 75 SERVICE LIMITED→ 09132238 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A AKBOR CONSULTANCY LTD→ 13023085 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A D RECYCLING NW LTD→ 16172790 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A. BRADWELL (UK) LTD→ 10470162 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AAP ELECTRICAL CONTRACTORS LIMITED→ 04556160 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ABIR LAUNDRETTE LTD→ 12469865 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABSOLUTE ESTIMATING SOLUTIONS LIMITED→ 07434628 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AC CONCRETE PUMPING LTD→ 09121271 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-06-12
Jurisdictionengland-wales
Primary SIC82110 — Combined office administrative service activities
Registered office
Golden Works
Lawton Street
Rochdale
OL12 0LQ
England
Filing status
Accounts
Next due: 2027-03-29
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-10-11
Last: 2025-09-27
Officers (2 active · 0 resigned)
GOLDEN, Angela→
Activedirector · ~50y · appointed 2016-06-12
View their other companies + combined net worth →
GOLDEN, Darren→
Activedirector · ~55y · appointed 2016-06-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 07/11/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 07/11/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 07/11/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 07/11/2016 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 03/11/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-01
capital-name-of-class-of-shares
capital · SH08
2022-10-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-01-19
change-person-director-company-with-change-date
officers · CH01
2021-12-16
change-person-director-company-with-change-date
officers · CH01
2021-12-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-12-16