ALBERT & COX LTD

🚨Distressedactive

10235744 · ltd · incorporated 2016-06-16

Investment thesis

Attractive distress candidate — real problems but workable structure.

Why interesting: Falling signals but no deal-breakers yet; room for negotiation and turnaround.

Why risky: Signals worsening; needs speed and capital discipline.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2024

Net worth

£-166.4k

book net assets

Opportunity

65/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other holiday and other collective accommodation

Sector: Accommodation & food service

ALSO REGISTERED FOR

68100Buying and selling of own real estate
68209Other letting and operating of own or leased real estate

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 65/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

1 live charge · oldest 6.2y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 6.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

40 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

65/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £166,433

Cash draining

Cash down 63% YoY

Cash YoY

-63%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£9k

↓ 63% YoY

Net Worth

-£166k

↓ 139% YoY

Current Assets

£14k

↓ 43% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-06-28	2023-06-28
Total assets	£406.8k	£535.9k
Current assets	£14.3k	£25.0k
Cash	£8.9k	£24.1k
Debtors	£5.4k	£904
Net assets	£-166.4k	£-69.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 gazette
• 1 confirmation-statement

Last 180 days

filings

• 2 gazette
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-06-03
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2026-05-26
📄
gazette-notice-compulsory
gazette · GAZ1
2025-03-31
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-31
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-31
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-31
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-31
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-31
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-05
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2022-05-03
📄
gazette-notice-compulsory
gazette · GAZ1
2022-03-29
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-30
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2020-11-03
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-04-24
🔒
Charge registered #1
Lender: Keystone Property Finance Limited
2016-06-16
🏢
Company incorporated
As ALBERT & COX LTD
2016-06-16
➕
CAVENDISH, Neville Courtney Joseph appointed
director
2016-06-16
➕
SEWELL, Lee Darren appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·

Accounts overdue

high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-03-28

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Lee Darren Sewell Individual · British · DOB 07/1977 · age 49	75–100%	—	75-100% shares	16/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A.B.V BARS LIMITED→ 05289089 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
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ADA PAZARI CATERING LTD→ 15896666 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ADAMSPLAYHOUSE2011 LTD→ 16045024 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ADVAITA LTD→ 15307223 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ADYAN SPICE LIMITED→ 14274549 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ALATURKA RAMSGATE LTD→ 11303777 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ALES & ANTIQUES LTD→ 13426633 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ALGAR FRESH FOOD SHACK LIMITED→ 15833937 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALI DOVER LTD→ 16111060 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2016-06-16

Jurisdictionengland-wales

Primary SIC55209 — Other holiday and other collective accommodation

Registered office

424 Margate Road Westwood

Ramsgate

Kent

CT12 6SJ

England

Filing status

Accounts

Next due: 2026-03-28OVERDUE

Last made up to: 2024-06-28

Confirmation statement

Next due: 2027-04-14

Last: 2026-03-31

Officers (2 active · 0 resigned)

CAVENDISH, Neville Courtney Joseph→

director · ~48y · appointed 2016-06-16

View their other companies + combined net worth →

Active

SEWELL, Lee Darren→

director · ~49y · appointed 2016-06-16

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Keystone Property Finance Keystone Property Finance Limited	A registered charge	1 property	24/04/2020	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (40 total)

gazette-filings-brought-up-to-date

gazette · DISS40

2026-06-03

confirmation-statement-with-updates

confirmation-statement · CS01

2026-06-02

gazette-notice-compulsory

gazette · GAZ1

2026-05-26

confirmation-statement-with-updates

confirmation-statement · CS01

2025-03-31

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2025-03-31

change-person-director-company-with-change-date

officers · CH01

2025-03-31

change-person-director-company-with-change-date

officers · CH01

2025-03-31

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-03-31

change-person-director-company-with-change-date

officers · CH01

2025-03-31

change-person-director-company-with-change-date

officers · CH01

2025-03-31

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-03-28

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-06-28

confirmation-statement-with-updates

confirmation-statement · CS01

2024-04-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-03-31

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-02-24