A&C INVESTMENTS MIDLANDS LIMITED
🏛️Establishedactive
10319245 · ltd · incorporated 2016-08-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£9.02M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £9,023,309
Cash YoY
+1%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£5k
↑ 1.2% YoY
Net Worth
£9.0m
↑ 3.2% YoY
Current Assets
£150k
↑ 31% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £9.02M | £8.74M |
| Current assets | £149.6k | £114.2k |
| Cash | £4.8k | £4.7k |
| Debtors | £144.8k | £109.5k |
| Net assets | £9.02M | £8.74M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-14➕OAKLEY, Claire appointeddirector
- 2021-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-07📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-08-09🏢Company incorporatedAs A&C INVESTMENTS MIDLANDS LIMITED
- 2016-08-09➕OAKLEY, Jason Sam appointeddirector
- 2016-08-09📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Sam Oakley Individual · British · DOB 05/1967 · age 59 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 09/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 27M CASH MANAGEMENT LTD→ 15873332 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 360 LIFELONG TRADING LTD→ 16481320 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A LISTERS LETTINGS LIMITED→ 10966358 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A.R DEVELOPMENTS (MIDLANDS) LTD→ 11343318 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A1 CONSULTANCY SERVICES LIMITED→ 04943285 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AAI SOLUTIONS LIMITED→ 08278392 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCOUNTING CONSULTANCY SERVICES LTD→ 10968955 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACORN TO OAKS FINANCIAL SERVICES LTD→ 06547017 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ADANCO FINANCIAL LIMITED→ 12899983 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AESIR WEALTH LTD→ 10471351 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AESORA LIMITED→ 15542451 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFORDABLE FINANCE LIMITED→ 06274341 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-08-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
93 Church Street
Bilston
West Midlands
WV14 0BJ
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-01-26
Last: 2026-01-12
Officers (2 active · 0 resigned)
OAKLEY, Claire→
Activedirector · ~59y · appointed 2021-08-14
View their other companies + combined net worth →
OAKLEY, Jason Sam→
Activedirector · ~59y · appointed 2016-08-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (21 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-04
appoint-person-director-company-with-name-date
officers · AP01
2021-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-24
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-27
confirmation-statement-with-updates
confirmation-statement · CS01
2019-08-09