CHATSBROOK FINANCE LIMITED
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 1.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 800 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-20➖HUNTER, Kai resigneddirector
- 2024-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-05🔒Charge registered #1Lender: Sme Asset Finance LTD
- 2024-10-03📍change-sail-address-company-with-new-addressaddress · AD02
- 2024-08-30➖POTTER, Nicola Marie resigneddirector
- 2024-08-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-27➕HUNTER, Kai appointeddirector
- 2023-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-08-09🏢Company incorporatedAs CHATSBROOK FINANCE LIMITED
- 2016-08-09➕BROOKS, Adrian Philip appointeddirector
- 2016-08-09➕POTTER, Nicola Marie appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adrian Philip Brooks Individual · British · DOB 08/1979 · age 47 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 09/08/2016 |
1 historic (ceased) PSC
- Nicola Marie Potterceased 30/08/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sme Asset Finance Sme Asset Finance LTD | A registered charge | 1 property | 05/12/2024 | — |