AJM PROP LIMITED
Opportunity 75/100 (strong), bankability 85/100. Strong seller-intent signal (70/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · oldest 9.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-19🔓Charge satisfied #4
- 2021-10-19🔓Charge satisfied #3
- 2021-10-19🔓Charge satisfied #2
- 2021-10-19🔓Charge satisfied #1
- 2021-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-13🔒Charge registered #4Lender: National Westminster Bank PLC
- 2016-12-05📄mortgage-create-with-deedmortgage · MR01
- 2016-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-11-28🔒Charge registered #3Lender: National Westminster Bank PLC
- 2016-11-01🔒Charge registered #2Lender: National Westminster Bank PLC
- 2016-10-07🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-08-12🏢Company incorporatedAs AJM PROP LIMITED
- 2016-08-12➕MONK, Andrew James appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew James Monk Individual · British · DOB 07/1961 · age 65 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence | 12/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A MACHIN LIMITED→ 11354233 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABCE INVESTMENTS LIMITED→ 15534715 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABODES OF CHESHIRE LTD→ 16121123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE PHOENIX LIMITED→ 08394881 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACT RENTALS LTD→ 15942295 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAMS JESCH PROPERTY LIMITED→ 16317572 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADLINGTON ESTATES LIMITED→ 14123038 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AHB & GD PROPERTIES LIMITED→ 16277161 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJK RENTALS LTD→ 16905913 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJM LETTING LTD→ 16724756 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJPP TRADING LIMITED→ 16665170 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJPROPERTY2025 LTD→ 16816828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 13/01/2017 | 19/10/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 28/11/2016 | 19/10/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2016 | 19/10/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 07/10/2016 | 19/10/2021 |