CHARLES & CO. (CONSULTANTS) LIMITED
💤Zombieactive
10334090 · ltd · incorporated 2016-08-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£14.6k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £14,551
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£15k
↑ 972% YoY
Current Assets
£8k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £14.6k | £-1.7k |
| Current assets | £8.2k | — |
| Net assets | £14.6k | £-1.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-09➖RAINBOW, Stephanie resigneddirector
- 2025-03-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-06-20➕RAINBOW, Stephanie appointeddirector
- 2019-06-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-06-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-11-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-08-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-08-17🏢Company incorporatedAs CHARLES & CO. (CONSULTANTS) LIMITED
- 2016-08-17➕GRAHAM, David Mark appointeddirector
- 2016-08-17📄incorporation-companyincorporation · NEWINC
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Graham Individual · English · DOB 08/1963 · age 63 | — | 75–100% | 75-100% voting | 24/11/2017 |
1 historic (ceased) PSC
- Mr Malcolm Johnstonceased 15/11/2017· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BRIDGE THE GAP FINANCE LTD→ 15931799 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLAIRE ERRINGTON LIMITED→ 00607864 · est 1958 · no financials extracted | — | — | — | — | 67y | — | — |
| CLIFFORD JAMES LIMITED→ 10562366 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| COMMERCIAL PROPERTY FINANCE CONSULTANCY LIMITED→ 03772879 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| CRAIG GILES WEALTH MANAGEMENT LTD→ 12594999 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CRICHTON WILLS TRUSTS & PROBATE LIMITED→ 07496602 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| CRUSADER CAPITAL LTD→ 16819298 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRUSADER GROUP LEASING LTD→ 14568040 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CULLINGFORD HENRY LIMITED→ 16608675 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| D H THOMPSON LTD→ 10199960 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| D. JOSEPH PMI ADVICE LIMITED→ 08771798 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| D28FX LTD→ 15292736 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-08-17
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Office 22a The Off Quay Building
Foundry Lane
Newcastle Upon Tyne
NE6 1LH
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-30
Last: 2025-08-16
Officers (1 active · 1 resigned)
GRAHAM, David Mark→
Activedirector · ~63y · appointed 2016-08-17
View their other companies + combined net worth →
RAINBOW, Stephanie→
Resigneddirector · ~59y · appointed 2019-06-20 · resigned 2025-03-09
Click a director name to see their full track record across all companies.
Recent filings (25 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-23
termination-director-company-with-name-termination-date
officers · TM01
2025-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-04-08