AFB PROPERTY DEVELOPMENTS LTD
🏛️Establishedactive
10379490 · ltd · incorporated 2016-09-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.4y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-25🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2022-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-16📄gazette-filings-brought-up-to-dategazette · DISS40
- 2016-09-16🏢Company incorporatedAs AFB PROPERTY DEVELOPMENTS LTD
- 2016-09-16➕SAYERS, Adrian Ronald appointeddirector
- 2016-09-16➕SAYERS, Kirstine Lisa appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kirstine Lisa Sayers Individual · British · DOB 02/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 16/09/2016 |
Mr Adrian Ronald Sayers Individual · British · DOB 10/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 16/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · ME postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & H PROPERTY DEVELOPMENT AND LETTINGS LIMITED→ 11817545 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A&H SOUTH EAST PROPERTIES LTD→ 14756760 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A&I LIVING LTD→ 16494229 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&I REEVES PROPERTY LTD→ 13420016 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABBEYVIEW PROPERTIES KENT LTD→ 11322498 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTS SIX LTD→ 15250250 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADA PARK LIMITED→ 14548748 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADASA GROUP LTD→ 14843320 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADN HOMES LTD→ 16316828 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AE HOME LTD→ 08559823 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AEMB LIMITED→ 12315619 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AFA PROPERTY INVESTMENTS LTD→ 13593325 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
19/21 Swan Street
West Malling
ME19 6JU
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (2 active · 0 resigned)
SAYERS, Adrian Ronald→
Activedirector · ~61y · appointed 2016-09-16
View their other companies + combined net worth →
SAYERS, Kirstine Lisa→
Activedirector · ~54y · appointed 2016-09-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 25/02/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-14
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-10