ACCURO RISK MANAGEMENT LIMITED
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 3.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £269.0k | £152.8k |
| Current assets | £269.0k | £154.0k |
| Cash | — | £11.7k |
| Debtors | — | £142.2k |
| Net assets | £267.4k | £152.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 4 officers
- • 1 accounts
Corporate timeline (36 events)Click to expand
- 2026-01-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-10➖CAVIET, Natalie Jacqueline resigneddirector
- 2025-12-10➖CAVIET, Tristan Maximiliaan resigneddirector
- 2025-12-10➖ROMATA, Roland resigneddirector
- 2025-12-05➖CAVIET, Maximiliaan Gerard resigneddirector
- 2025-08-22➕ROMATA, Roland appointeddirector
- 2025-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-31➕CAVIET, Natalie Jacqueline appointeddirector
- 2023-05-31➕CAVIET, Tristan Maximiliaan appointeddirector
- 2023-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-21🔒Charge registered #1Lender: National Westminster Bank PLC
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-26➕CAVIET, Maximiliaan Gerard appointeddirector
- 2022-02-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-11➖BUFFERY, Mark Charles resigneddirector
- 2022-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-01-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-01-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-28✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2019-12-19➖HORAN, Martin David Edward resigneddirector
- 2018-09-03➕HORAN, Martin David Edward appointeddirector
- 2016-09-29🏢Company incorporatedAs ACCURO RISK MANAGEMENT LIMITED
- 2016-09-29➕GREGORY, Gregory appointeddirector
- 2016-09-29➕BUFFERY, Mark Charles appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CAVIET, Maximiliaan Gerard resigned 2025-12-05; CAVIET, Natalie Jacqueline resigned 2025-12-10; CAVIET, Tristan Maximiliaan resigned 2025-12-10
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Cpu Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cpu Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/09/2016 |
1 historic (ceased) PSC
- Mr Gregory Gregoryceased 29/09/2016· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10SIGMA LTD→ 10183887 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 121 FINANCIAL SOLUTIONS LTD→ 16992858 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 144 MURCHISON ROAD LTD→ 13293687 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 21 FINANCE & ASSOCIATES LTD→ 14119356 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 258 CAPITAL LIMITED→ 16051762 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2CRANES LIMITED→ 16273407 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A.BILBROUGH & CO.LIMITED→ 00116377 · est 1911 · no financials extracted | — | — | — | — | 114y | — | — |
| A1 SECURITY SOLUTIONS LTD→ 14900584 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AA HOMES AND HOUSING (JAMAICA HOTEL) LTD→ 11858180 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABSOLUTE FINANCE LIMITED→ 07570340 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AC INVESTMENTS LTD→ 13314944 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACE FX LIMITED→ 06748933 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 21/02/2023 | — |