ADIENT FINANCING INTERNATIONAL LTD
💤Zombieactive
10404318 · ltd · incorporated 2016-09-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
9 live charges · 5 lenders · oldest 9.6y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-10-23📄legacycapital · SH20
- 2025-10-23📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-10-23⚠️legacyinsolvency · CAP-SS
- 2025-10-23📄resolutionresolution · RESOLUTIONS
- 2025-09-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-03📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-30🔒Charge registered #9Lender: Bank of America, N.A.
- 2023-07-05📄accounts-with-accounts-type-fullaccounts · AA
- 2023-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-14🔒Charge registered #8Lender: U.S. Bank Trust Company, National Association
- 2022-10-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-25🔓Charge satisfied #5
- 2022-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-10-03📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2022-10-03📍change-sail-address-company-with-new-addressaddress · AD02
- 2022-09-09📄resolutionresolution · RESOLUTIONS
- 2022-08-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-08-22📄legacyaccounts · PARENT_ACC
- 2022-08-22📄legacyother · AGREEMENT2
- 2022-08-22📄legacyother · GUARANTEE2
- 2021-08-11🔓Charge satisfied #4
- 2021-06-14🔓Charge satisfied #6
- 2021-06-09🔒Charge registered #7Lender: Bank of America, N.A.
- 2021-06-09🔒Charge registered #6Lender: Bank of America, N.A.
- 2020-04-23🔒Charge registered #5Lender: U.S. Bank National Association
- 2019-11-07➕ROTMAN II, Phillip Allan appointedsecretary
- 2019-11-07➕ROTMAN II, Phillip Allan appointeddirector
- 2019-11-07➖EBACHER, Cathleen Ann resignedsecretary
- 2019-11-07➖EBACHER, Cathleen Ann resigneddirector
- 2019-05-08🔓Charge satisfied #1
- 2019-05-06🔒Charge registered #4Lender: U.S. Bank National Association
- 2019-05-06🔒Charge registered #3Lender: Jpmorgan Chase Bank, N.A.
- 2019-05-06🔒Charge registered #2Lender: Bank of America, N.A.
- 2016-10-31🔒Charge registered #1Lender: Jpmorgan Chase Bank, N.A. (And Its Successors in Title and Permitted Transferees)
- 2016-09-30🏢Company incorporatedAs ADIENT FINANCING INTERNATIONAL LTD
- 2016-09-30➕EBACHER, Cathleen Ann appointedsecretary
- 2016-09-30➕EBACHER, Cathleen Ann appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high · 1 med · 1 low1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-10-23: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Adient Public Limited Company is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Adient Public Limited Company
Corporate parent · holds 75-100% shares · board control
⬇
ADIENT FINANCING INTERNATIONAL LTD
This company · 10404318
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adient Public Limited Company Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/10/2016 |
1 historic (ceased) PSC
- Johnson Controls International Plcceased 31/10/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCORD INVESTMENT PARTNERS LTD→ 12899837 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCUMULATION LTD→ 15110644 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACM CAPITAL HOLDINGS LTD→ 10341209 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACT HEALTH LTD→ 13611919 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACTIVE BUSINESS FINANCE LIMITED→ 14076228 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACUITY GLOBAL INVESTMENTS LIMITED→ 15191108 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAM J TOVEY LTD→ 15055461 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADELINE ARTS AND SCIENCE LTD→ 13110623 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADELLA ACCOUNTING LTD→ 11061081 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADLER GREEN LTD→ 16714313 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADM ACCOUNTING & HR LTD→ 16873280 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADMG CONSULTING LIMITED→ 16101844 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-30
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
27 Old Gloucester Street
London
WC1N 3AX
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03
Officers (2 active · 2 resigned)
ROTMAN II, Phillip Allan→
Activesecretary · appointed 2019-11-07
View their other companies + combined net worth →
ROTMAN II, Phillip Allan→
Activedirector · ~60y · appointed 2019-11-07
View their other companies + combined net worth →
EBACHER, Cathleen Ann→
Resignedsecretary · appointed 2016-09-30 · resigned 2019-11-07
EBACHER, Cathleen Ann→
Resigneddirector · ~64y · appointed 2016-09-30 · resigned 2019-11-07
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
5
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bank of America, N.A. | A registered charge | 1 property | 30/04/2024 | — | |
| outstanding | U.S. Bank Trust Company, National Association | A registered charge | 1 property | 14/03/2023 | — | |
| outstanding | Bank of America, N.A. | A registered charge | 1 property | 09/06/2021 | — | |
| satisfied | Bank of America, N.A. | A registered charge | 1 property | 09/06/2021 | 14/06/2021 | |
| satisfied | U.S. Bank National Association | A registered charge | 1 property | 23/04/2020 | 25/10/2022 | |
| satisfied | U.S. Bank National Association | A registered charge | 1 property | 06/05/2019 | 11/08/2021 | |
| outstanding | Jpmorgan Chase Bank, N.A. | A registered charge | 1 property | 06/05/2019 | — | |
| outstanding | Bank of America, N.A. | A registered charge | 1 property | 06/05/2019 | — | |
| satisfied | Jpmorgan Chase Bank, N.A. (And Its Successors in Title and Permitted Transferees) | A registered charge | — | 31/10/2016 | 08/05/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-10-31
legacy
capital · SH20
2025-10-23
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-10-23
legacy
insolvency · CAP-SS
2025-10-23
resolution
resolution · RESOLUTIONS
2025-10-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-08
accounts-with-accounts-type-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-15
accounts-with-accounts-type-full
accounts · AA
2024-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-07
accounts-with-accounts-type-full
accounts · AA
2023-07-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-03