ADELPHA CAPITAL LTD
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 1.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | — | £225.9k |
| Current assets | — | £373.3k |
| Net assets | — | £60.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 address
- • 1 address
Corporate timeline (22 events)Click to expand
- 2026-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-22🔒Charge registered #1Lender: Rivers Finance Limited
- 2024-07-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-10➖KELLEHER, Lisa Jane resigneddirector
- 2024-06-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-19➕KELLEHER, Lisa Jane appointeddirector
- 2022-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-07-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-10-04🏢Company incorporatedAs ADELPHA CAPITAL LTD
- 2016-10-04➕VELLELEY, Lucas appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lucas Velleley Individual · British · DOB 05/1974 · age 52 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALLIANZ HOME EQUITY INCOME 1 (FUNDING MEMBER) LIMITED→ 13004457 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| ALLIANZ MARINE (UK) LIMITED→ 02874460 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
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| ALLIANZ RENEWABLE ENERGY FUND MANAGEMENT 1 LIMITED→ 06475357 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ALLIANZ RENEWABLE ENERGY PARTNERS IV LIMITED→ 06871889 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ALLIANZ SERVICES (UK) LIMITED→ 00256414 · est 1931 · no financials extracted | — | — | — | — | 94y | — | — |
| ALLIANZ TECHNOLOGY TRUST PLC→ 03117355 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ALLIANZ UK INFRASTRUCTURE DEBT GP 2 LIMITED→ 10756265 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALLIANZ UK INFRASTRUCTURE DEBT GP LIMITED→ 09054050 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALLICA FINANCIAL SERVICES LIMITED→ 12784979 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Rivers Finance Rivers Finance Limited | A registered charge | — | 22/10/2024 | — |