A BROWN MORTGAGE SERVICES LIMITED

💤Zombieactive
10430525 · ltd · incorporated 2016-10-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Oct 2025
Net worth
£220.4k
book net assets
Opportunity
76/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £220,423
Cash YoY
+18%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£185k
↑ 18% YoY
Net Worth
£220k
↑ 6.6% YoY
Current Assets
£205k
Current Liabilities
£0£44k£88k£132k£176k£220kOct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-312024-10-31
Total assets£220.4k£206.7k
Current assets£204.6k
Cash£184.6k£157.1k
Debtors£20.0k
Net assets£220.4k£206.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
  1. 2026-03-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-04-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2023-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-10-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2021-10-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2021-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-07-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-10-17
    🏢
    Company incorporated
    As A BROWN MORTGAGE SERVICES LIMITED
  14. 2016-10-17
    BROWN, Ann appointed
    director
  15. 2016-10-17
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "BROWN" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Ann Brown
Individual · British · DOB 05/1958 · age 68
75100%
75–100%board control75-100% shares · 75-100% voting · board control17/10/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · SS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
AIMD INVESTMENT LTD
16183406 · est 2025 · no financials extracted
1y
AMA FINANCIAL SERVICES LIMITED
13174611 · est 2021 · no financials extracted
5y
AMANDA HOLDEN FINANCIAL PLANNING LTD
15169915 · est 2023 · no financials extracted
2y
AMBER WEALTH MANAGEMENT LIMITED
16241090 · est 2025 · no financials extracted
1y
AROSH FINANCE LTD
11715861 · est 2018 · no financials extracted
7y
ASCOT INVESTMENT MANAGEMENT LIMITED
04432573 · est 2002 · no financials extracted
23y
ATALAYA INVESTMENTS LIMITED
10701556 · est 2017 · no financials extracted
9y
ATLAS PERSONAL WEALTH MANAGEMENT LTD
16255814 · est 2025 · no financials extracted
1y
ATTICA CAPITAL LTD
09329713 · est 2014 · no financials extracted
11y
AUREUS ASSET MANAGERS LIMITED
07439140 · est 2010 · no financials extracted
15y
AV ADVISORS UK LIMITED
15132616 · est 2023 · no financials extracted
2y
AVAMORE CAPITAL BRIDGING LIMITED
10644208 · est 2017 · no financials extracted
9y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-10-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Independence House
14a Nelson Street
Southend-On-Sea
SS1 1EF
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04

Officers (1 active · 0 resigned)

BROWN, Ann
director · ~68y · appointed 2016-10-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-04
change-person-director-company-with-change-date
officers · CH01
2021-10-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-19