FOCUSSED RETAIL DATA SOLUTIONS LIMITED
🏛️Establishedactive
10504117 · ltd · incorporated 2016-11-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of real estate investment trusts
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · oldest 9.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | — | £244.6k |
| Current assets | — | £14.7k |
| Cash | — | £14.7k |
| Debtors | — | £3 |
| Net assets | — | £108.0k |
| Average employees | 4 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-11-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-06-29🔒Charge registered #3Lender: National Westminster Bank PLC
- 2017-06-29🔒Charge registered #2Lender: National Westminster Bank PLC
- 2017-04-28🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-11-30🏢Company incorporatedAs FOCUSSED RETAIL DATA SOLUTIONS LIMITED
- 2016-11-30➕GANDERTON, Nicola Naomi appointeddirector
- 2016-11-30➕GOSFORD, Karen Angela appointeddirector
- 2016-11-30➕HOTCHIN, Simon Philip appointeddirector
- 2016-11-30➕MCNICHOLAS, Howard appointeddirector
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Howard Mcnicholas Individual · British · DOB 06/1969 · age 57 | 25–50% | — | 25-50% shares | 30/11/2016 |
Ms Nicola Naomi Ganderton Individual · British · DOB 11/1971 · age 55 | 25–50% | — | 25-50% shares | 30/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CONNECT BROKERS LIMITED→ 11365141 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DOCTOR SPEX LIMITED→ 11661951 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FLUENT MORTGAGES HORWICH LTD→ 14127588 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GNT SPECIALIST FINANCE CONSULTANCY LTD→ 15452652 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HAAC SOURCE LTD→ 11000909 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HERITAGE MORTGAGE ADVICE LTD→ 11017700 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HGV DRIVER PAYMENT SOLUTIONS LIMITED→ 10968606 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HIGHGROVE ACTUARIAL & TRUSTEE SERVICES LIMITED→ 04838789 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| HINC ORIOR LTD→ 15791205 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HNL ASSOCIATES LIMITED→ 04373348 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| HOLCOMBE FINANCIAL SERVICES LIMITED→ 12440386 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| HOTT INVESTMENT LIMITED→ 13166217 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-11-30
Jurisdictionengland-wales
Primary SIC64306 — Activities of real estate investment trusts
Registered office
Hazlemere
70 Chorley New Road
Bolton
Lancashire
BL1 4BY
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-13
Last: 2025-11-29
Officers (4 active · 0 resigned)
GANDERTON, Nicola Naomi→
Activedirector · ~55y · appointed 2016-11-30
View their other companies + combined net worth →
GOSFORD, Karen Angela→
Activedirector · ~66y · appointed 2016-11-30
View their other companies + combined net worth →
HOTCHIN, Simon Philip→
Activedirector · ~63y · appointed 2016-11-30
View their other companies + combined net worth →
MCNICHOLAS, Howard→
Activedirector · ~57y · appointed 2016-11-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 29/06/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 29/06/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 28/04/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-24
confirmation-statement-with-updates
confirmation-statement · CS01
2020-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2019-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-01
confirmation-statement-with-updates
confirmation-statement · CS01
2018-12-05