ZOPA GROUP PLC

🏛️Establishedactive

10624955 · plc · incorporated 2017-02-17

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

66/100

Strong

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What this business does

Primary activity: Activities of financial services holding companies

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 66/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

29 officers (11 active, 29 linked, 26 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

6 connected companies via shared directors

Filing history

209 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

66/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (72 events)Click to expand

2026-05-07
📄
accounts-with-accounts-type-group
accounts · AA
2025-11-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-06
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-30
➕
OHRSTRAND, Max Alexander appointed
director
2025-10-30
➖
ANDREWS, Giles Edward Charles resigned
director
2025-10-30
➖
JONES, Scott Christopher resigned
director
2025-10-30
➖
TROSHINA, Marina resigned
director
2025-09-29
📄
capital-allotment-shares
capital · SH01
2025-09-02
📄
capital-allotment-shares
capital · SH01
2025-07-17
📄
re-registration-memorandum-articles
incorporation · MAR
2025-07-17
✏️
reregistration-private-to-public-company
change-of-name · RR01
2025-07-17
📄
auditors-report
auditors · AUDR
2025-07-17
📄
auditors-statement
auditors · AUDS
2025-07-17
📄
accounts-balance-sheet
accounts · BS
2025-07-17
✏️
certificate-re-registration-private-to-public-limited-company
change-of-name · CERT5
2025-07-17
📄
resolution
resolution · RESOLUTIONS
2025-07-11
📄
capital-allotment-shares
capital · SH01
2025-05-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-16
📄
resolution
resolution · RESOLUTIONS
2025-05-15
📄
change-person-director-company-with-change-date
officers · CH01
2025-05-08
📄
accounts-with-accounts-type-group
accounts · AA
2025-03-11
📄
capital-allotment-shares
capital · SH01
2025-03-04
📄
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-03-04
📄
legacy
capital · SH20
2025-03-04
⚠️
legacy
insolvency · CAP-SS
2024-08-13
➕
TROSHINA, Marina appointed
director
2024-06-25
➖
CUNHA-GOMES, Neil Anthony resigned
director
2023-09-26
➖
HERBERT, Peter Ronald resigned
director
2023-07-19
➕
CUNHA-GOMES, Neil Anthony appointed
director
2023-06-06
➖
CASSIN, Andrew William resigned
director
2023-06-01
➕
LAMBERT, Philippa appointed
director
2022-02-09
➕
CASSIN, Andrew William appointed
director
2022-01-12
➕
BAGLEY, Gaenor appointed
director
2022-01-12
➕
CUTTER, Paul Alexander appointed
director
2022-01-12
➕
HULME, Stephen Jon appointed
director
2021-12-31
➖
FARNISH, Christine resigned
director
2021-11-29
➖
ZINK, Jeppe Heinrich resigned
director
2020-10-15
➕
WOODBURN, Michael Charles appointed
director
2020-07-27
➖
MORRIS, Nigel William resigned
director
2020-06-11
➕
ASPINALL, Nicholas appointed
director
2020-06-11
➕
JONES, Scott Christopher appointed
director
2020-06-11
➖
LEVENE, Timothy Charles, Mr. resigned
director
2020-06-11
➕
ZINK, Jeppe Heinrich appointed
director
2020-06-02
➖
BIRNBAUM, Charles resigned
director
2020-05-22
➕
MATTHEWS, Victoria Elizabeth appointed
secretary
2020-05-22
➖
BRODERICK, Olivia resigned
secretary
2020-02-06
➖
WADHAWAN, Kapil resigned
director

Showing most recent 50 of 72 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 high · 2 med ·

1 insolvency-related filing on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2025-03-04: legacy

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: ANDREWS, Giles Edward Charles resigned 2025-10-30; JONES, Scott Christopher resigned 2025-10-30; TROSHINA, Marina resigned 2025-10-30

Name changed 2 times

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-07-17: reregistration-private-to-public-company; 2025-07-17: certificate-re-registration-private-to-public-limited-company

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Brett Allen Hildebrand Individual · American · DOB 01/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	11/06/2020

1 historic (ceased) PSC

Mr Giles Edward Charles Andrewsceased 10/05/2017· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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13 HORTON ROAD FREEHOLD LIMITED→ 16119103 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
13 TREBOVIR ROAD RTM COMPANY LTD→ 17036371 · est 2026 · no financials extracted	—	—	—	—	—	—	—
135 RENDLESHAM ROAD LIMITED→ 11521367 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
136 MILDENHALL FREEHOLD LIMITED→ 14579986 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
14 BROOKFIELD ROAD LIMITED→ 11139312 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
144 FLEET ROAD LTD→ 10203356 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
146 GRAHAM ROAD LIMITED→ 06004555 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
146 NEW NORTH ROAD LIMITED→ 05287676 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
15 CLAPTON SQUARE FREEHOLD LIMITED→ 11489370 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
15 RAMPART STREET RTM COMPANY LIMITED→ 16539674 · est 2025 · no financials extracted	—	—	—	—	—	—	—
15-17 REDCHURCH STREET LONDON LIMITED→ 11770132 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
15-25 ECHO HEIGHTS RTM COMPANY LIMITED→ 07745977 · est 2011 · no financials extracted	—	—	—	—	14y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeplc

Incorporated2017-02-17

Jurisdictionengland-wales

Primary SIC64205 — Activities of financial services holding companies

Registered office

Level 12 20 Water Street

Canary Wharf

London

E14 5GX

United Kingdom

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-03-02

Last: 2026-02-16