ADRIAN LOWER & ASSOCIATES LTD
💤Zombieactive
10682382 · ltd · incorporated 2017-03-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.5y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-10🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2020-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-04🔒Charge registered #1Lender: Pcf Bank Limited
- 2019-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-19📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-06-12📄gazette-notice-compulsorygazette · GAZ1
- 2017-03-21🏢Company incorporatedAs ADRIAN LOWER & ASSOCIATES LTD
- 2017-03-21➕LOWER, Adrian Michael appointeddirector
- 2017-03-21📄incorporation-companyincorporation · NEWINC
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "LOWER" — strong identity link between founder and business.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adrian Michael Lower Individual · British · DOB 06/1957 · age 69 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 21/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Trade services · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & D LONDON LTD→ 07864628 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ADAPTIVE YOGA LIVE CIC→ 13424192 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADENA SERVICES LTD→ 12545322 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADIPA PROPERTIES (UK) LTD→ 15643344 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADORABLE SLOTH LTD→ 10316155 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADSTRUM LTD→ 14570450 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVANCE TRAINING ACADEMY (UK) LTD.→ 07091737 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ADVANCED ASSISTANCE LTD→ 15186526 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED ENDOSCOPY LONDON LIMITED→ 12050149 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVANCED HAIR CLINIC LIMITED→ 03004825 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ADVANCED HAIR STUDIOS (INTERNATIONAL) LIMITED→ 02526355 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
| ADVANCED INVESTMENT RESEARCH LTD→ 11374731 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-03-21
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
9 Upper Wimpole Street
London
W1G 6LJ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-03
Last: 2026-03-20
Officers (1 active · 0 resigned)
LOWER, Adrian Michael→
Activedirector · ~69y · appointed 2017-03-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 10/07/2020 | — | |
| outstanding | Pcf Bank Pcf Bank Limited | A registered charge | — | 04/02/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-08-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-07-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-06-16