ANDREW GRAHAM WEALTH MANAGEMENT LTD
💤Zombieactive
10685572 · ltd · incorporated 2017-03-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window closing · medium confidence
Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.
- · Deal-killer verdict: complicated → workable
What changed my view
Last 30 days
Picture improved over the last 30 days — 1 positive signal vs 0 negative.
- ↑Deal-killer verdict: complicated → workable
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£4.9k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 9 total, 9 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £4,889
Net assets shrinking
Down £397 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£5k
↓ 7.5% YoY
Current Assets
£21k
↑ 1.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £4.9k | £5.3k |
| Current assets | £20.9k | £20.7k |
| Net assets | £4.9k | £5.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-06-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-18📄resolutionresolution · RESOLUTIONS
- 2021-06-17➖BROWN, Andrew Mark resigneddirector
- 2021-06-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-01-01➕GRAHAM, Andrew Robert appointeddirector
- 2018-06-15➖BENNISON, Michael John resigneddirector
- 2017-03-22🏢Company incorporatedAs ANDREW GRAHAM WEALTH MANAGEMENT LTD
- 2017-03-22➕BENNISON, Michael John appointeddirector
- 2017-03-22➕BROWN, Andrew Mark appointeddirector
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Robert Graham Individual · British · DOB 09/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/06/2021 |
Mrs. Lynn Carole Graham Individual · British · DOB 02/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/06/2021 |
7 historic (ceased) PSCs
- Bennison Brown Group Ltdceased 17/06/2021· 75-100% shares · 75-100% voting · board control
- Mr Andrew Mark Brownceased 10/06/2025· significant influence
- Mr Michael John Bennisonceased 10/06/2025· significant influence
- Mr Andrew Mark Brownceased 10/06/2025· board control
- Mr Michael John Bennisonceased 10/06/2025· board control
- Bennison Brown Limitedceased 23/05/2017· 75-100% shares · 75-100% voting
- Bennison Brown Limitedceased 23/05/2017· 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BIOTECHNOLOGY BUSINESS DEVELOPMENT LIMITED→ 07794999 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BSP ACCOUNTANCY SERVICES LTD→ 11412741 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| C J G LAND MANAGEMENT AND UTILITY SERVICES LIMITED→ 10170723 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CAMPBELL-GRAY LIMITED→ 10161416 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CAMPION CREATIVE LTD→ 16372211 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAPONTREE PRACTICE LIMITED→ 09865450 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CARMOODIE CONSULTING LIMITED→ 12186955 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CARTER PROJECT SERVICES LTD→ 17102326 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CARTMELL CONSULTING LTD→ 13991034 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CAS INSPECTIONS LIMITED→ 14872455 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CASTLERIGG CONSULTING LIMITED→ 06747285 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CASTLERISE CONSULTING LTD→ 16688317 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-03-22
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
23 Crown Street
Cockermouth
Cumbria
CA13 0ER
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-06-13
Last: 2026-05-30
Officers (1 active · 2 resigned)
GRAHAM, Andrew Robert→
Activedirector · ~63y · appointed 2021-01-01
View their other companies + combined net worth →
BENNISON, Michael John→
Resigneddirector · ~42y · appointed 2017-03-22 · resigned 2018-06-15
BROWN, Andrew Mark→
Resigneddirector · ~46y · appointed 2017-03-22 · resigned 2021-06-17
Click a director name to see their full track record across all companies.
Recent filings (39 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-09