BEREAVEMENT FINANCE LIMITED

🏛️Establishedactive

10690510 · ltd · incorporated 2017-03-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (4 active, 4 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

18 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (14 events)Click to expand

2025-12-29
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-12-30
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-12-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-12-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2021-04-22
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-04-09
📄
accounts-with-accounts-type-dormant
accounts · AA
2019-12-27
📄
accounts-with-accounts-type-dormant
accounts · AA
2018-12-07
📄
accounts-with-accounts-type-dormant
accounts · AA
2017-03-25
🏢
Company incorporated
As BEREAVEMENT FINANCE LIMITED
2017-03-25
➕
OLSZEWSKI, Kirsty Hazel appointed
director
2017-03-25
➕
ORMANDY, Alexander Jeffrey appointed
director
2017-03-25
➕
ORMANDY, Jeffrey Lee appointed
director
2017-03-25
➕
ORMANDY, Robert William appointed
director
2017-03-25
📄
incorporation-company
incorporation · NEWINC

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 69 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Jeffrey Lee Ormandy Individual · British · DOB 01/1962 · age 64	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	25/03/2017
Mr Robert William Ormandy Individual · British · DOB 06/1957 · age 69	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	25/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CW postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ARES FINANCIAL PLANNING LTD→ 15791108 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ASSURANT GENERAL INSURANCE LIMITED→ 02341082 · est 1989 · no financials extracted	—	—	—	—	37y	—	—
BACK OFFICE SUPPORT SERVICES LIMITED→ 03600810 · est 1998 · no financials extracted	—	—	—	—	27y	—	—
BARNETT JONES & COOKE LIMITED→ 03719711 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
BEST BROKERS LTD→ 08002946 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
BLUE SKY NINE LIMITED→ 15935424 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BURFIELD FINANCIAL PLANNING LIMITED→ 07177075 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
CERTAIN BRIDGE LIMITED→ 10898368 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
CHALKLIN INVESTMENTS LTD→ 14852812 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CHAMELO MORTGAGE BROKERS LTD→ 12806129 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CHANDLER SIMMONS LEGAL LTD→ 13229282 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
CHEERBROOK ASSET FINANCE LTD→ 09439222 · est 2015 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2017-03-25

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Cumberland House

Market Close

Crewe

CW1 2NA

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-07

Last: 2026-03-24

Officers (4 active · 0 resigned)

OLSZEWSKI, Kirsty Hazel→

director · ~41y · appointed 2017-03-25

View their other companies + combined net worth →

Active

ORMANDY, Alexander Jeffrey→

director · ~34y · appointed 2017-03-25

View their other companies + combined net worth →

Active

ORMANDY, Jeffrey Lee→

director · ~64y · appointed 2017-03-25

View their other companies + combined net worth →

Active

ORMANDY, Robert William→

director · ~69y · appointed 2017-03-25

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.