A R MORTGAGES LIMITED
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Cash | £10.3k | £965 |
| Net assets | £3.9k | £10.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (18 events)Click to expand
- 2025-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-08📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-12-07📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-07📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-12-07📄change-person-director-company-with-change-dateofficers · CH01
- 2017-04-25🏢Company incorporatedAs A R MORTGAGES LIMITED
- 2017-04-25➕ROBINSON, Alan Shaun appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Shaun Robinson Individual · British · DOB 07/1973 · age 53 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23 ALMA ROAD LTD→ 16418578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. HOSIE LIMITED→ 04375075 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| A&T TRADES LTD→ 16542613 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBOT INSURANCE CONSULTANTS LIMITED→ 06492268 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ABBOT MORTGAGE SOLUTIONS LIMITED→ 09719992 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABPORT LIMITED→ 01118346 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| ADS3 2020 LIMITED→ 12465015 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVANCE FINANCIAL PLANNING (SOUTH WEST) LTD→ 06861584 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ALARO INVESTMENTS LTD→ 12599354 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALL SPORT INSURANCE SERVICES LIMITED→ 09897561 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALL SPORT IRELAND LIMITED→ 14636634 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLNUTTS ABOUT FINANCE LTD→ 13299912 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.