A & D HOLDINGS (KENT) LIMITED
🏛️Establishedactive
10745802 · ltd · incorporated 2017-04-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£991.6k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · oldest 8.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £991,599
Cash YoY
+74%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£42k
↑ 74% YoY
Net Worth
£992k
↑ 2.7% YoY
Current Assets
£184k
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.08M | £1.06M |
| Current assets | £184.1k | £157.0k |
| Cash | £42.1k | £24.2k |
| Debtors | £142.0k | £132.8k |
| Net assets | £991.6k | £965.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-14🔓Charge satisfied #2
- 2021-07-14🔓Charge satisfied #1
- 2020-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-08-23🔒Charge registered #3Lender: Paragon Bank PLC
- 2018-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-05-25🔒Charge registered #2Lender: Paragon Bank PLC
- 2018-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-02-09🔒Charge registered #1Lender: Paragon Bank PLC
- 2017-08-07📄legacymiscellaneous · RPCH01
- 2017-04-28🏢Company incorporatedAs A & D HOLDINGS (KENT) LIMITED
- 2017-04-28➕MACKENZIE, Alison Jane appointeddirector
- 2017-04-28➕MACKENZIE, David appointeddirector
- 2017-04-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2017-04-28📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Mackenzie Individual · British · DOB 10/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 28/04/2017 |
Mrs Alison Jane Mackenzie Individual · British · DOB 12/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 28/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 63 PLUMSTEAD COMMON ROAD RTM COMPANY LTD→ 11255553 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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| 70 NEW STREET (ASHFORD) LIMITED→ 14176219 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 75 LONDON ROAD MANAGEMENT LTD→ 02270156 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| 77-78 WARWICK SQUARE FREEHOLD COMPANY LIMITED→ 07111505 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 8 CROHAM VALLEY ROAD LIMITED→ 13391437 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 859 GARRATT LANE FREEHOLD COMPANY LIMITED→ 11688221 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 89 WATNEY STREET RTM COMPANY LIMITED→ 15447053 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 9 - 12 TIVOLI GARDENS RTM COMPANY LTD→ 12268938 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 93 TINTERN AVENUE RTM COMPANY LIMITED→ 14241816 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & B FLOORING HOLDINGS LTD→ 12100850 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AARDVARK GROUP LIMITED→ 11363518 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-04-28
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
1 High Street
Sheerness
Kent
ME12 1NY
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-16
Last: 2025-07-02
Officers (2 active · 0 resigned)
MACKENZIE, Alison Jane→
Activedirector · ~56y · appointed 2017-04-28
View their other companies + combined net worth →
MACKENZIE, David→
Activedirector · ~56y · appointed 2017-04-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/08/2019 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2018 | 14/07/2021 | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/02/2018 | 14/07/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (25 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-14
mortgage-satisfy-charge-full
mortgage · MR04
2021-07-14
mortgage-satisfy-charge-full
mortgage · MR04
2021-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-10