ASPECT COMMERCIAL PROPERTIES LTD.
🏛️Establishedactive
10748140 · ltd · incorporated 2017-05-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · oldest 9.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | — | £323.8k |
| Current assets | — | £29.6k |
| Cash | — | £26.6k |
| Debtors | — | £3.1k |
| Net assets | — | £273.5k |
| Average employees | 4 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 miscellaneous
- • 1 officers
Last 180 days
4
filings
- • 1 confirmation-statement
- • 1 miscellaneous
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-05-20📄legacymiscellaneous · RPCH01
- 2026-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-11-06🔒Charge registered #3Lender: National Westminster Bank PLC
- 2017-08-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-08-02🔒Charge registered #2Lender: National Westminster Bank PLC
- 2017-07-19📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2017-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-07-07🔒Charge registered #1Lender: National Westminster Bank PLC
- 2017-05-02🏢Company incorporatedAs ASPECT COMMERCIAL PROPERTIES LTD.
- 2017-05-02➕JOHNSON, Alexandra Claire appointeddirector
- 2017-05-02➕JOHNSON, Andrew appointeddirector
- 2017-05-02➕JOHNSON, Kealey Marie appointeddirector
- 2017-05-02➕JOHNSON, Matthew Robert appointeddirector
- 2017-05-02📄incorporation-companyincorporation · NEWINC
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Robert Johnson Individual · British · DOB 05/1973 · age 53 | — | 25–50% | 25-50% voting | 02/05/2017 |
Mr Andrew Johnson Individual · British · DOB 06/1974 · age 52 | — | 25–50% | 25-50% voting | 02/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A-WIN PROPERTY LTD→ 16486531 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBIEVIEW LIMITED→ 14142717 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AG PROPERTIES (WIGAN) LTD→ 15610026 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLISON PROPERTIES LIMITED→ 10491058 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ARC PROPERTIES WIGAN LTD→ 15951052 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARINCOR PROPERTIES LTD→ 17106682 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASAAD PROPERTY LTD→ 14453640 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASHFIELD (ASHTON) MANAGEMENT COMPANY LIMITED→ 04546450 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ASHFIELD & SONS LIMITED→ 15309929 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHLAND PROPERTY RENTALS LTD→ 16476506 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASHTON HEATH PROPERTIES LTD→ 07640260 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ASPINALL PROPERTIES LTD→ 15500484 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-02
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Unit 1 Appleton Street
Wigan
Lancashire
WN3 4BZ
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-05-15
Last: 2026-05-01
Officers (4 active · 0 resigned)
JOHNSON, Alexandra Claire→
Activedirector · ~42y · appointed 2017-05-02
View their other companies + combined net worth →
JOHNSON, Andrew→
Activedirector · ~52y · appointed 2017-05-02
View their other companies + combined net worth →
JOHNSON, Kealey Marie→
Activedirector · ~52y · appointed 2017-05-02
View their other companies + combined net worth →
JOHNSON, Matthew Robert→
Activedirector · ~53y · appointed 2017-05-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 06/11/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 02/08/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 07/07/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-01
legacy
miscellaneous · RPCH01
2026-05-20
change-person-director-company-with-change-date
officers · CH01
2026-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-04