ISLE OF COWES LIMITED
🏛️Establishedactive
10763092 · ltd · incorporated 2017-05-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-18.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £18,869
Net assets shrinking
Down £30,917 YoY
Cash YoY
+45%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↑ 45% YoY
Net Worth
-£19k
↓ 257% YoY
Current Assets
£10k
↓ 75% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-30 | 2024-05-30 |
|---|---|---|
| Total assets | £3.4k | £35.9k |
| Current assets | £10.1k | £40.6k |
| Cash | £4.5k | £3.1k |
| Debtors | £3.4k | £34.7k |
| Net assets | £-18.9k | £12.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
13
filings
- • 6 persons-with-significant-control
- • 6 officers
- • 1 confirmation-statement
Last 90 days
13
filings
- • 6 persons-with-significant-control
- • 6 officers
- • 1 confirmation-statement
Last 180 days
14
filings
- • 6 persons-with-significant-control
- • 6 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-10🏢Company incorporatedAs ISLE OF COWES LIMITED
- 2017-05-10➕PEARSON, Craig Thomas appointeddirector
- 2017-05-10➕WATSON, Sarah Louise appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Sarah Louise Watson Individual · British · DOB 08/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/05/2017 |
Mr Craig Thomas Pearson Individual · British · DOB 12/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| HAUGHMOND (SHROPSHIRE) LTD→ 15500149 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HONEYB HOLIDAY COTTAGES LTD→ 16195277 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| J S D HOTEL ASSOCIATES LIMITED→ 13572310 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| JSTN GROUP LTD→ 17012152 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| KESIM FOOD CATERING LTD→ 12891448 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LEE GARDEN TWEEDMOUTH LTD→ 15758138 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LIMENCELLO LIMITED→ 10579281 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| LOBSTER ALTA (HOLDINGS) LIMITED→ 12033750 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LOWICK COTTAGES LTD→ 13871249 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| LOWRY'S QUAYSIDE LIMITED→ 16378588 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LUCKER COUNTRY PARK LIMITED→ 14477004 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| LUCKY LIN LTD→ SC639348 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-10
Jurisdictionengland-wales
Primary SIC56101 — Licenced restaurants
Registered office
Cowes Building
64-66 Bridge Street
Berwick Upon Tweed
Northumberland
TD15 1AQ
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-30
Confirmation statement
Next due: 2027-05-23
Last: 2026-05-09
Officers (2 active · 0 resigned)
PEARSON, Craig Thomas→
Activedirector · ~43y · appointed 2017-05-10
View their other companies + combined net worth →
WATSON, Sarah Louise→
Activedirector · ~42y · appointed 2017-05-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (33 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
change-person-director-company-with-change-date
officers · CH01
2026-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-12