JALF LIMITED
🏛️Establishedactive
10776872 · ltd · incorporated 2017-05-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 7.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (5 active, 6 linked, 5 with DOB)
87
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 4 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-30🔓Charge satisfied #3
- 2024-01-29🔒Charge registered #4Lender: Octane Property Finance Limited
- 2023-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-09📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-08-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-08-08📄gazette-notice-compulsorygazette · GAZ1
- 2023-06-29📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-09➖DALY, John Michael resigneddirector
- 2022-02-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-17🔒Charge registered #3Lender: Georgina Sarah Spiro
- 2022-01-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-10🔓Charge satisfied #2
- 2022-01-10🔓Charge satisfied #1
- 2021-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-13🔒Charge registered #2Lender: Lloyds Bank PLC
- 2019-02-19🔒Charge registered #1Lender: Lloyds Bank PLC
- 2018-07-26➕DALY, Fintan Irial appointedsecretary
- 2018-07-26➕CARTER, Roger Ian appointeddirector
- 2018-04-19➕BEDDINGTON, Ann appointeddirector
- 2018-04-19➕DALY, Fintan Irial appointeddirector
- 2018-04-19➕DALY, Luke Cearuil appointeddirector
- 2017-05-18🏢Company incorporatedAs JALF LIMITED
- 2017-05-18➕DALY, John Michael appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · NW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.M.K.(SERVICE)AGENCY LIMITED→ 00898793 · est 1967 · no financials extracted | — | — | — | — | 59y | — | — |
| AL-SQR EXPRESS LTD→ 07279969 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ALPHA VENTURE PARTNERS LTD→ 07068694 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AMBASSADOR INVESTMENTS→ 01890975 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| AMYGDALA SERVICES LTD→ 10701779 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AN CLEAN SERVICES LIMITED→ 16963727 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANAMUL HAQUE LTD→ 09030399 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANAPLAN UK APPLICATIONS LIMITED→ 11802443 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ANAPLAN UK DEVELOPMENTS LIMITED→ 11802026 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ANASTASIA AESTHETIC ACADEMY LIMITED→ 13619241 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ANASTASIA HOLDINGS LTD→ 15344038 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANATEL LIMITED→ 02812366 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-18
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
78 Finchley Lane
London
NW4 1DH
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-31
Last: 2026-05-17
Officers (5 active · 1 resigned)
DALY, Fintan Irial→
Activesecretary · appointed 2018-07-26
View their other companies + combined net worth →
BEDDINGTON, Ann→
Activedirector · ~79y · appointed 2018-04-19
View their other companies + combined net worth →
CARTER, Roger Ian→
Activedirector · ~64y · appointed 2018-07-26
View their other companies + combined net worth →
DALY, Fintan Irial→
Activedirector · ~37y · appointed 2018-04-19
View their other companies + combined net worth →
DALY, Luke Cearuil→
Activedirector · ~40y · appointed 2018-04-19
View their other companies + combined net worth →
DALY, John Michael→
Resigneddirector · ~78y · appointed 2017-05-18 · resigned 2022-03-09
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Octane Property Finance Octane Property Finance Limited | A registered charge | 1 property | 29/01/2024 | — | |
| satisfied | Georgina Sarah Spiro | A registered charge | 1 property | 17/02/2022 | 30/01/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 13/03/2019 | 10/01/2022 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 19/02/2019 | 10/01/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (41 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
change-person-director-company-with-change-date
officers · CH01
2025-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-31
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-02
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-08-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-09
gazette-filings-brought-up-to-date
gazette · DISS40
2023-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-08
gazette-notice-compulsory
gazette · GAZ1
2023-08-08
change-person-secretary-company-with-change-date
officers · CH03
2023-06-29