1881 HOMES LIMITED

🏛️Establishedactive
10777648 · ltd · incorporated 2017-05-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£129.9k
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 6.1y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 6.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £129,938
Cash YoY
-30%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↓ 30% YoY
Net Worth
£130k
↑ 2.9% YoY
Current Assets
£9k
↓ 34% YoY
Current Liabilities
—
£0£26k£52k£78k£104k£130kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Total assets£663.8k£462.1k
Current assets£9.0k£13.7k
Cash£9.0k£12.9k
Debtors—£802
Net assets£129.9k£126.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-02-19
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-02-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2024-02-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-02-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-06-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2022-06-13
    🔒
    Charge registered #4
    Lender: Aldermore Bank PLC
  7. 2022-02-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-02-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-02-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2021-02-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-01-27
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  12. 2021-01-27
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  13. 2020-04-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2020-04-01
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  15. 2020-02-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-12-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2017-05-18
    🏢
    Company incorporated
    As 1881 HOMES LIMITED
  18. 2017-05-18
    ➕
    TANFIELD, Toby John Doylah appointed
    secretary
  19. 2017-05-18
    ➕
    TANFIELD, Kerry Maria appointed
    director
  20. 2017-05-18
    ➕
    TANFIELD, Toby John Doylah appointed
    director
  21. 2017-05-18
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Toby John Doylah Tanfield
Individual · British · DOB 05/1975 · age 51
25–50%
25–50%25-50% shares · 25-50% voting18/05/2017
Mrs Kerry Maria Tanfield
Individual · British · DOB 09/1969 · age 57
25–50%
25–50%25-50% shares · 25-50% voting18/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-05-18
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

14a Haigh Road
Haigh
Wigan
WN2 1LB
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-31
Last: 2025-05-17

Officers (3 active · 0 resigned)

TANFIELD, Toby John Doylah→
secretary · appointed 2017-05-18
View their other companies + combined net worth →
Active
TANFIELD, Kerry Maria→
director · ~57y · appointed 2017-05-18
View their other companies + combined net worth →
Active
TANFIELD, Toby John Doylah→
director · ~51y · appointed 2017-05-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property13/06/2022—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property27/01/2021—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property27/01/2021—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property01/04/2020—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (21 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-02-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-29