FINAMPLY MORTGAGES LIMITED

💤Zombieactive

10785015 · ltd · incorporated 2017-05-23

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 6.4y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 6.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

8 officers (1 active, 8 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

47 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31
Average employees	3100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 officers

Counts from Companies House filing history.

Corporate timeline (38 events)Click to expand

2026-01-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-26
➖
BROOKS, Mark Jonathan resigned
director
2025-12-22
📄
accounts-with-accounts-type-small
accounts · AA
2025-06-02
📄
change-person-director-company-with-change-date
officers · CH01
2025-04-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-27
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-27
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-25
🔓
Charge satisfied #1
2024-10-11
📄
accounts-with-accounts-type-small
accounts · AA
2024-07-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-09
➕
SOMERSET, Luke appointed
director
2024-07-09
➖
MODI, Montu Dashrathlal resigned
director
2024-07-09
➖
SABIN, Robert Thomas resigned
director
2024-07-09
➖
SMITH, Ben resigned
director
2024-07-09
➖
THOMPSON, Simon Robert resigned
director
2023-10-10
📄
accounts-with-accounts-type-small
accounts · AA
2023-06-29
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2022-09-12
📄
accounts-with-accounts-type-small
accounts · AA
2022-06-10
📍
move-registers-to-sail-company-with-new-address
address · AD03
2022-06-10
📍
change-sail-address-company-with-new-address
address · AD02
2022-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2022-05-03
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-03-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-20
➕
MODI, Montu Dashrathlal appointed
director
2020-07-02
➕
SABIN, Robert Thomas appointed
director
2020-07-02
➕
SMITH, Ben appointed
director
2020-07-02
➕
THOMPSON, Simon Robert appointed
director
2020-03-03
➕
BROOKS, Mark Jonathan appointed
director
2020-03-03
➖
MILES, Christian Jon resigned
director
2020-03-03
🔒
Charge registered #1
Lender: Esf Loans Limited (As Security Trustee)
2020-01-02
➖
CRONIN, Darren resigned
director
2020-01-02
➕
MILES, Christian Jon appointed
director
2017-05-23
🏢
Company incorporated
As FINAMPLY MORTGAGES LIMITED
2017-05-23
➕
CRONIN, Darren appointed
director

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Finamply Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Finamply Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

FINAMPLY MORTGAGES LIMITED

This company · 10785015

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Finamply Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	21/10/2024

1 historic (ceased) PSC

Miles And Barr Holdings Limitedceased 21/10/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CT postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CJ MORTGAGES LTD→ 13587515 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
CR SECURITY SOLUTIONS LTD→ 16873135 · est 2025 · no financials extracted	—	—	—	—	—	—	—
DILEK & OZKAN ASSOCIATES LIMITED→ 11442421 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
DONNA BOWEY FINANCIAL CONSULTANCY LTD→ 11504376 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
DPP INVESTMENTS LIMITED→ 16951326 · est 2026 · no financials extracted	—	—	—	—	—	—	—
DRL CAPITAL LTD→ 15006188 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
F & F MORTGAGE SERVICES LIMITED→ 11919598 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
FEATHERS & FIGURES PARAPLANNING SERVICES LIMITED→ 16521307 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FINAMPLY COMMERCIAL LIMITED→ 14730098 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
FINAMPLY MOVER ESSENTIALS LIMITED→ 16184923 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
FINANCIAL ADVICE & SERVICES LIMITED→ 02568950 · est 1990 · no financials extracted	—	—	—	—	35y	—	—
FINANCIAL ESCAPE LIMITED→ 05020132 · est 2004 · no financials extracted	—	—	—	—	22y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2017-05-23

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1 The Links

Herne Bay

Kent

CT6 7GQ

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-06-05

Last: 2026-05-22

Officers (1 active · 7 resigned)

SOMERSET, Luke→

director · ~44y · appointed 2024-07-09

View their other companies + combined net worth →

Active

BROOKS, Mark Jonathan→

director · ~48y · appointed 2020-03-03 · resigned 2026-01-26

Resigned

CRONIN, Darren→

director · ~35y · appointed 2017-05-23 · resigned 2020-01-02

Resigned

MILES, Christian Jon→

director · ~61y · appointed 2020-01-02 · resigned 2020-03-03

Resigned

MODI, Montu Dashrathlal→

director · ~51y · appointed 2021-12-20 · resigned 2024-07-09

Resigned

SABIN, Robert Thomas→

director · ~42y · appointed 2020-07-02 · resigned 2024-07-09

Resigned

SMITH, Ben→

director · ~48y · appointed 2020-07-02 · resigned 2024-07-09

Resigned

THOMPSON, Simon Robert→

director · ~60y · appointed 2020-07-02 · resigned 2024-07-09

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Esf Loans (As Security Trustee) Esf Loans Limited (As Security Trustee)	A registered charge	—	03/03/2020	25/10/2024

Recent filings (47 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-07-23

termination-director-company-with-name-termination-date

officers · TM01

2026-01-29

accounts-with-accounts-type-small

accounts · AA

2025-12-22

confirmation-statement-with-updates

confirmation-statement · CS01

2025-06-12

change-person-director-company-with-change-date

officers · CH01

2025-06-02

termination-director-company-with-name-termination-date

officers · TM01

2025-04-04

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2024-10-27

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-10-27

mortgage-satisfy-charge-full

mortgage · MR04

2024-10-25

accounts-with-accounts-type-small

accounts · AA

2024-10-11

termination-director-company-with-name-termination-date

officers · TM01

2024-07-10

termination-director-company-with-name-termination-date

officers · TM01

2024-07-10

termination-director-company-with-name-termination-date

officers · TM01

2024-07-10

appoint-person-director-company-with-name-date

officers · AP01

2024-07-10

confirmation-statement-with-updates

confirmation-statement · CS01

2024-06-04