BHB CHELTENHAM LIMITED
- · Oldest live charge 8.2y old — refinance window within 12 months
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 8.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 5 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 officers
- • 2 officers
- • 1 confirmation-statement
Corporate timeline (31 events)Click to expand
- 2026-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-02➖HAYWARD, Andrew resigneddirector
- 2025-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-19🔒Charge registered #2Lender: Meif Ii - Smaller Loans Wm LP
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-02➖LEE, Philip resigneddirector
- 2023-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-06✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-13📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-30➕LEE, Philip appointeddirector
- 2021-06-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-04➖DU TOIT, Pierre resigneddirector
- 2020-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-11-01➕DU TOIT, Pierre appointeddirector
- 2020-10-31➖PETCH, Clive resigneddirector
- 2019-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-05📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-05-16🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2017-10-06➕PETCH, Clive appointeddirector
- 2017-05-24🏢Company incorporatedAs BHB CHELTENHAM LIMITED
- 2017-05-24➕MATHIAS, Malcolm Adrian appointeddirector
- 2017-05-24➕WILLIAMS, Mark Gawen appointeddirector
- 2017-05-24➕HAYWARD, Andrew appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanGroup structure
Brownhill Hayward Brown Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brownhill Hayward Brown Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 24/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Meif Ii - Smaller Loans Wm LP | A registered charge | — | 19/12/2024 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 16/05/2018 | — |