104 CAPITAL LIMITED
Opportunity 70/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 8.8y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £401.5k | £404.4k |
| Current assets | £1.6k | £3.6k |
| Net assets | £140.0k | £131.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (25 events)Click to expand
- 2025-05-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-13🔓Charge satisfied #2
- 2022-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-10🔒Charge registered #3Lender: Paragon Bank PLC
- 2022-05-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-17📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2020-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-31📄legacymiscellaneous · RPCH01
- 2019-11-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-11-12📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2019-05-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-13📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2018-10-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-01-05🔓Charge satisfied #1
- 2017-12-20🔒Charge registered #2Lender: Fleet Mortgages Limited
- 2017-08-15➕EWLES, James Robert appointeddirector
- 2017-07-31🔒Charge registered #1Lender: Brancaster House Limited
- 2017-05-25🏢Company incorporatedAs 104 CAPITAL LIMITED
- 2017-05-25➕CHILDERHOUSE, Steven appointeddirector
- 2017-05-25➕DURRELL, Tom appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Robert Ewles Individual · British · DOB 04/1969 · age 57 | 25–50% | — | 25-50% shares | 10/11/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 1-8 EAST CLIFF RESIDENTS LIMITED→ 10856474 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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| 14 THORPE ROAD LTD→ 14032709 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 1CI PROPERTIES LIMITED→ 14275758 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1SANDYFORD LIMITED→ 08975250 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 2 NIGHTINGALE ROAD (1993) LIMITED→ 02863240 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| 20 MILL LANE HONINGHAM LTD→ 15902102 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 20 MORGAN AVENUE MANAGEMENT COMPANY LIMITED→ 09580768 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 2024 PROPERTIES LIMITED→ 15889920 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 29 ST. MARY'S ROAD FREEHOLD LIMITED→ 09208564 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 10/10/2022 | — | |
| satisfied | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 20/12/2017 | 13/01/2023 | |
| satisfied | Brancaster House Brancaster House Limited | A registered charge | 1 property | 31/07/2017 | 05/01/2018 |