ARCAP FUNDING LTD

🏛️Establishedactive
10810134 · ltd · incorporated 2017-06-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 8.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 8.6y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 8.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-17
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  2. 2025-12-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-08-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2022-08-25
    🔒
    Charge registered #3
    Lender: Citibank N.A., London Branch
  9. 2022-05-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2022-05-23
    🔒
    Charge registered #2
    Lender: Citibank N.A., London Branch
  11. 2022-04-07
    ➕
    ARBIB, Luisa appointed
    director
  12. 2022-04-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2021-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-06-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2019-06-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  18. 2019-06-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  19. 2019-03-11
    ➖
    METCALFE, David resigned
    secretary
  20. 2019-01-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2018-09-13
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  22. 2017-10-30
    🔒
    Charge registered #1
    Lender: Citibank Europe PLC (UK Branch)
  23. 2017-06-12
    ➕
    METCALFE, David appointed
    secretary
  24. 2017-06-08
    🏢
    Company incorporated
    As ARCAP FUNDING LTD
  25. 2017-06-08
    ➕
    ARBIB, Emanuel Meyr appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Arcap Partners Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Arcap Partners Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ARCAP FUNDING LTD
This company · 10810134

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Arcap Partners Ltd
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control08/06/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ANSH FINANCIAL SERVICES LTD→
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13318238 · est 2021 · no financials extracted
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ARJ CAPITAL INVESTMENTS LIMITED→
12419690 · est 2020 · no financials extracted
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ARKJOY RISK CONSULTANTS LTD→
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————3y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-06-08
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

5 Elstree Gate
Elstree Way
Borehamwood
Hertfordshire
WD6 1JD
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-06-21
Last: 2025-06-07

Officers (2 active · 1 resigned)

ARBIB, Emanuel Meyr→
director · ~59y · appointed 2017-06-08
View their other companies + combined net worth →
Active
ARBIB, Luisa→
director · ~54y · appointed 2022-04-07
View their other companies + combined net worth →
Active
METCALFE, David→
secretary · appointed 2017-06-12 · resigned 2019-03-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Citibank N.A., London Branch
A registered charge—25/08/2022—
outstanding
Citibank N.A., London Branch
A registered charge—23/05/2022—
outstanding
Citibank Europe (UK Branch)
Citibank Europe PLC (UK Branch)
A registered charge—30/10/2017—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

change-account-reference-date-company-current-extended
accounts · AA01
2026-03-17
change-person-director-company-with-change-date
officers · CH01
2025-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-26
appoint-person-director-company-with-name-date
officers · AP01
2022-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-16