14SF MASECO TIDALSTONE SPV LTD.
🏛️Establishedactive
10880578 · ltd · incorporated 2017-07-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£-303.6k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 8.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £303,561
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£304k
~ YoY
Current Assets
£591k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £303.5k | £309.4k |
| Current assets | £590.9k | £589.9k |
| Net assets | £-303.6k | £-303.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-04-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-10🔒Charge registered #3Lender: Chetwood Financial Limited
- 2025-04-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-18🔓Charge satisfied #1
- 2024-04-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-04-24🔒Charge registered #2Lender: Landbay Partners Limited
- 2019-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-11-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-11-01➖MATTHEWS, Joshua Eli resigneddirector
- 2019-11-01➖SELLON, James resigneddirector
- 2019-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-25🔒Charge registered #1Lender: Security Trustee Services Limited as Security Agent
- 2017-07-26➕SAIRANEN, Joni appointedsecretary
- 2017-07-26➕MATTHEWS, Joshua Eli appointeddirector
- 2017-07-26➕SELLON, James appointeddirector
- 2017-07-24🏢Company incorporatedAs 14SF MASECO TIDALSTONE SPV LTD.
- 2017-07-24➕SAIRANEN, Joni Paolo Petteri appointeddirector
- 2017-07-24➕SAIRANEN FULLER, Carolyn appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joni Paolo Petteri Sairanen Individual · Finnish · DOB 10/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/04/2025 |
Ms Carolyn Sairanen Fuller Individual · British · DOB 11/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · firm interest | 01/04/2025 |
1 historic (ceased) PSC
- Joni Sairanenceased 01/04/2025· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 14SS MANAGEMENT LIMITED→ 11173846 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 15 ACKMAR ROAD LIMITED→ 05640040 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 15 CAUTLEY AVENUE LIMITED→ 03437103 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| 15 DENMARK AVENUE (FREEHOLD) LIMITED→ 10710021 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 15 HELIX ROAD FREEHOLD LIMITED→ 11925685 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 15 SECOND AVENUE MANAGEMENT COMPANY LIMITED→ 11979182 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 15 TO 17 MERSEY ROAD LTD→ 14702914 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 15 TREVELYAN ROAD MANAGEMENT COMPANY LIMITED→ 11208159 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 15/16 HERBERT CRESCENT RESIDENTS ASSOCIATION LTD→ 02406062 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| 156 CLAPHAM PARK ROAD LIMITED→ 07248350 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 157 FOUNTAIN ROAD LIMITED→ 15323472 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 157 LOWER RICHMOND ROAD FREEHOLD LIMITED→ 07879018 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-07-24
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
38 Stanley Road
London
SW14 7DZ
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-05-11
Last: 2026-04-27
Officers (3 active · 2 resigned)
Active
SAIRANEN, Joni Paolo Petteri→
Activedirector · ~51y · appointed 2017-07-24
View their other companies + combined net worth →
SAIRANEN FULLER, Carolyn→
Activedirector · ~60y · appointed 2017-07-24
View their other companies + combined net worth →
MATTHEWS, Joshua Eli→
Resigneddirector · ~54y · appointed 2017-07-26 · resigned 2019-11-01
SELLON, James→
Resigneddirector · ~48y · appointed 2017-07-26 · resigned 2019-11-01
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Chetwood Financial Chetwood Financial Limited | A registered charge | 1 property | 10/07/2025 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 24/04/2020 | — | |
| satisfied | Security Trustee Services as Security Agent Security Trustee Services Limited as Security Agent | A registered charge | 1 property | 25/10/2017 | 18/03/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-04