BAY 28 LTD
🏛️Establishedactive
10884066 · ltd · incorporated 2017-07-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£54.0k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £54,012
Net assets shrinking
Down £9,379 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£54k
↓ 15% YoY
Current Assets
£181k
↑ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £54.0k | £63.4k |
| Current assets | £180.7k | £147.3k |
| Net assets | £54.0k | £63.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-28📄capital-allotment-sharescapital · SH01
- 2023-03-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-26🏢Company incorporatedAs BAY 28 LTD
- 2017-07-26➕SIMPSON-DENT, Jonathan Andrew appointeddirector
- 2017-07-26➕SIMPSON-DENT, Sara Louise appointeddirector
- 2017-07-26📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Andrew Simpson-Dent Individual · British · DOB 11/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 26/07/2017 |
Mrs Sara Louise Simpson-Dent Individual · British · DOB 02/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 26/07/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACBA LTD→ 07399493 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ACCOLADE EDUCATION EQUIPMENT LEASING LIMITED→ 15187570 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOLADE EDUCATION FINANCIAL INVESTMENTS LIMITED→ 15187606 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOLADE FINANCE INVESTMENTS LIMITED→ 14383658 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLSHORE ASSOCIATES LIMITED→ 10637483 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| APPLEGATE INSURANCE CONSULTANTS LIMITED→ 03366485 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| ASCOUGH MANAGEMENT SERVICES LIMITED→ 01402655 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| ASK ELLIOTT LTD→ 12498543 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AX5 SECURITY SERVICES LTD→ 16213048 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| B H INSOLVENCY LIMITED→ 12102004 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BALANCE FOR BUSINESS LTD→ 07401203 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BD&K PROPERTIES (SW) LTD→ 10824829 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-07-26
Jurisdictionengland-wales
Primary SIC64303 — Activities of venture and development capital companies
Registered office
Unit 22 Callywith Gate Industrial Estate
Launceston Road
Bodmin
Cornwall
PL31 2RQ
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25
Officers (2 active · 0 resigned)
SIMPSON-DENT, Jonathan Andrew→
Activedirector · ~60y · appointed 2017-07-26
View their other companies + combined net worth →
SIMPSON-DENT, Sara Louise→
Activedirector · ~58y · appointed 2017-07-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (18 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-02
capital-allotment-shares
capital · SH01
2023-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-18
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2019-08-15