A & M GRANITE SOLUTIONS LTD
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -55% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £391.5k | £377.7k |
| Current assets | £491.9k | £505.6k |
| Cash | £74.9k | £166.0k |
| Debtors | £97.3k | £81.1k |
| Net assets | £169.0k | £153.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-17🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2022-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-27➖MURPHY, Edward resigneddirector
- 2017-08-03🏢Company incorporatedAs A & M GRANITE SOLUTIONS LTD
- 2017-08-03➕AHERN, Jason Joseph appointeddirector
- 2017-08-03➕MURPHY, Edward appointeddirector
- 2017-08-03📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Joseph Ahern Individual · British · DOB 11/1973 · age 53 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 03/08/2017 |
1 historic (ceased) PSC
- Mr Edward Murphyceased 27/06/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 17/08/2022 | — |