BRIGHT FUTURE FINANCIAL LIMITED
🏛️Establishedactive
10909347 · ltd · incorporated 2017-08-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£106
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £106
Net assets shrinking
Down £172 YoY
Cash YoY
+2%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£27k
↑ 2.2% YoY
Net Worth
£106
↓ 62% YoY
Current Assets
£27k
↑ 2.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £528 | £278 |
| Current assets | £27.1k | £26.6k |
| Cash | £27.0k | £26.5k |
| Debtors | £110 | £110 |
| Net assets | £106 | £278 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-05📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2017-08-10🏢Company incorporatedAs BRIGHT FUTURE FINANCIAL LIMITED
- 2017-08-10➕BOYCE, David appointeddirector
- 2017-08-10➕JAMES, Robert Ian appointeddirector
- 2017-08-10📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Boyce Individual · British · DOB 06/1972 · age 54 | 50–75% | — | 50-75% shares | 10/08/2017 |
Mr Robert Ian James Individual · British · DOB 09/1973 · age 53 | 25–50% | — | 25-50% shares | 10/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLUEBELL FINANCIAL MANAGEMENT LIMITED→ 14216656 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BLUEPRINT FINANCIAL PLANNING LIMITED→ 17100931 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BLUESTONE WEALTH LTD→ 09975033 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BRCS CONSULTING LIMITED→ 11841771 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BRICKS FINANCE LIMITED→ 09298424 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BRICKS LOANS LIMITED→ 15991464 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUCHANAN CONSULTING SW LTD→ 10941861 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BUCKLEY & CO FINANCIAL SERVICES LIMITED→ 06844171 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CARTER DAWES IFA SOLUTIONS LTD→ 04610768 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CATOR RYDER PROPERTIES LIMITED→ 03926730 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| CAVENDISH ONLINE LIMITED→ 04045709 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| CELOC INVESTMENTS LTD→ 16492225 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Little Orchard
Doatshayne Lane
Musbury
EX13 8BD
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-10
Last: 2025-07-27
Officers (2 active · 0 resigned)
BOYCE, David→
Activedirector · ~54y · appointed 2017-08-10
View their other companies + combined net worth →
JAMES, Robert Ian→
Activedirector · ~53y · appointed 2017-08-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (18 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-13
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-10
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-13
accounts-with-accounts-type-micro-entity
accounts · AA
2019-04-05