ASPECTS TOTAL TRAINING LIMITED
- · Oldest live charge 6.4y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 6.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £55.2k | £28.0k |
| Current assets | £287.4k | £216.1k |
| Net assets | £44.2k | £12.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2025-09-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-25📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-14📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-03🔒Charge registered #1Lender: Lloyds Bank PLC
- 2019-05-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-14🏢Company incorporatedAs ASPECTS TOTAL TRAINING LIMITED
- 2017-08-14➕MCFALL, Michelle Catherine appointedsecretary
- 2017-08-14➕MCFALL, Glenn David appointeddirector
- 2017-08-14➕MCFALL, Michelle Catherine appointeddirector
- 2017-08-14📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Glenn David Mcfall Individual · British · DOB 01/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/08/2017 |
Mrs Michelle Catherine Mcfall Individual · British · DOB 03/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/02/2020 | — |