4T&I LIMITED
🏛️Establishedactive
10914937 · ltd · incorporated 2017-08-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£151
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £151
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£151
↑ 105% YoY
Current Assets
£35k
↑ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £3.5k | £-1.2k |
| Current assets | £35.2k | £29.2k |
| Net assets | £151 | £-3.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 accounts
- • 1 gazette
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-10-21📄gazette-notice-compulsorygazette · GAZ1
- 2025-02-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-02-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-11📄gazette-notice-compulsorygazette · GAZ1
- 2024-05-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-05-23📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-05-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-05-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-23📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-02-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-14🏢Company incorporatedAs 4T&I LIMITED
- 2017-08-14➕STOCK, Lisa appointeddirector
- 2017-08-14➕STOCK, Richard Lansbury appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Lansbury Stock Individual · British · DOB 10/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/08/2017 |
Mrs Lisa Stock Individual · British · DOB 06/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · N postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 16TH STREET CAPITAL LIMITED→ 15825990 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 18 CAPITAL LTD→ 13131152 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 45 ENDYMION ROAD LIMITED→ 10355217 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 4DAR LTD→ 08557009 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 4MULATE LTD→ 11411233 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4REAL FINANCE LIMITED→ 15379360 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 5TH VENTURE LABS LTD→ 17094027 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 6H LTD→ 13191502 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 84 FX LIMITED→ 16348651 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 88 EAST LTD→ 17056206 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A ALI PROPERTY CAPITAL LTD→ 16983510 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A C PROPERTIES & INVESTMENTS LTD→ 16925183 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
35 Ballards Lane
London
N3 1XW
United Kingdom
Filing status
Accounts
Next due: 2026-05-25
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-27
Last: 2025-08-13
Officers (2 active · 0 resigned)
Active
STOCK, Richard Lansbury→
Activedirector · ~48y · appointed 2017-08-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (34 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-25
gazette-filings-brought-up-to-date
gazette · DISS40
2025-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-06
gazette-notice-compulsory
gazette · GAZ1
2025-10-21
gazette-filings-brought-up-to-date
gazette · DISS40
2025-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-17
gazette-notice-compulsory
gazette · GAZ1
2025-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-26
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-05-23
change-account-reference-date-company-current-shortened
accounts · AA01
2024-05-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-28
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-05-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-27