A & IF TRADING LIMITED

💤Zombieactive
10928680 · ltd · incorporated 2017-08-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2026
Net worth
£2.8k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,759

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£3k
Current Assets
£3k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-01-31
Total assets£2.8k
Current assets£2.8k
Net assets£2.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 2 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-02-05
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  2. 2026-02-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-05-08
    ➕
    CLARKE, Ashley appointed
    director
  4. 2025-05-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-05-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2025-05-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-05-06
    ➖
    CLARKE, Ashley resigned
    director
  8. 2025-05-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2025-03-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2024-02-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2023-03-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-08-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-08-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2022-03-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-01-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-01-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2020-04-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2019-09-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2019-05-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2019-05-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  21. 2017-08-23
    🏢
    Company incorporated
    As A & IF TRADING LIMITED
  22. 2017-08-23
    ➕
    CLARKE, Ashley appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ashley Clarke
Individual · British · DOB 07/1961 · age 65
75–100%
—75-100% shares08/05/2025
1 historic (ceased) PSC
  • Mr Ashley Clarkeceased 07/05/2025· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2017-08-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6 Sully
Bradford-On-Avon
Wiltshire
BA15 1FP

Filing status

Accounts
Next due: 2027-10-31
Last made up to: 2026-01-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22

Officers (1 active · 1 resigned)

CLARKE, Ashley→
director · ~65y · appointed 2025-05-08
View their other companies + combined net worth →
Active
CLARKE, Ashley→
director · ~55y · appointed 2017-08-23 · resigned 2025-05-06
Resigned

Click a director name to see their full track record across all companies.

Recent filings (29 total)

accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-08
appoint-person-director-company-with-name-date
officers · AP01
2025-05-08
termination-director-company-with-name-termination-date
officers · TM01
2025-05-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-30
change-person-director-company-with-change-date
officers · CH01
2022-08-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-24