ELLERAY INVESTMENT COMPANY LIMITED
🏛️Establishedactive
10929654 · ltd · incorporated 2017-08-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of investment trusts
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 8.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-03-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-03-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-13🔒Charge registered #1Lender: Coutts & Company
- 2018-02-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-02-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-02-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-01-08📄capital-allotment-sharescapital · SH01
- 2018-01-03📄resolutionresolution · RESOLUTIONS
- 2018-01-03📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2018-01-03📄capital-name-of-class-of-sharescapital · SH08
- 2017-08-23🏢Company incorporatedAs ELLERAY INVESTMENT COMPANY LIMITED
- 2017-08-23➕RIDING, Jacqueline appointeddirector
- 2017-08-23➕RIDING, Paul Anthony appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Isobel Alice Riding Individual · British · DOB 01/2002 · age 24 | 75–100% | — | 75-100% shares | 08/11/2017 |
Jacqueline Riding Individual · British · DOB 10/1966 · age 60 | — | 25–50% | 25-50% voting | 23/08/2017 |
Mr Paul Anthony Riding Individual · British · DOB 03/1961 · age 65 | — | 25–50% | 25-50% voting | 23/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BURNLEY SAVINGS AND LOANS LIMITED→ 07640762 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CORT BRADSHAW LIMITED→ 15539008 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DEALVIC FINANCE LIMITED→ 00560794 · est 1956 · no financials extracted | — | — | — | — | 70y | — | — |
| EDEN BAY INVESTMENTS LTD→ 16806872 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ELLIOT INVESTMENT SOUTH LIMITED→ 16382684 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ELYSIAN 3D LIMITED→ 11743301 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ELYSIUM TRADING LIMITED→ 16826346 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUAS CAPITAL LTD→ 16586010 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ESSAYMEDICAL LIMITED→ 12716171 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ETERNAL ENGAGEMENTS LIMITED→ 09819622 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| EUPHORIA FINANCE LIMITED→ 10388285 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-23
Jurisdictionengland-wales
Primary SIC64301 — Activities of investment trusts
Registered office
Broad Lea Ribchester Road
Clayton-Le-Dale
Blackburn
BB1 9EE
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 0 resigned)
RIDING, Jacqueline→
Activedirector · ~60y · appointed 2017-08-23
View their other companies + combined net worth →
RIDING, Paul Anthony→
Activedirector · ~65y · appointed 2017-08-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 13/03/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-05