26 STIRLING PROPERTIES LTD
🏛️Establishedactive
10932063 · ltd · incorporated 2017-08-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£-42.6k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 8.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £42,555
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£43k
↓ 294% YoY
Current Assets
£5k
↓ 35% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £554.0k | £586.7k |
| Current assets | £4.9k | £7.5k |
| Net assets | £-42.6k | £-10.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
5
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-11➕HARDY, Joanne Frances appointeddirector
- 2026-03-11➖HARDY, Joanne resigneddirector
- 2026-03-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-13📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2020-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-06-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-06-24🔓Charge satisfied #2
- 2019-06-24🔓Charge satisfied #1
- 2019-06-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-13🔒Charge registered #3Lender: Aldermore Bank PLC
- 2019-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-21🔒Charge registered #2Lender: Masthaven Bank Limited
- 2017-11-21🔒Charge registered #1Lender: Masthaven Bank Limited
- 2017-08-24🏢Company incorporatedAs 26 STIRLING PROPERTIES LTD
- 2017-08-24➕STOREY, Peter appointedsecretary
- 2017-08-24➕BEAVIS, Terence Mark appointeddirector
- 2017-08-24➕HARDY, Joanne appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Terence Mark Beavis Individual · British · DOB 01/1968 · age 58 | 25–50% | 25–50% | sig. influence25-50% shares · 25-50% voting · significant influence · firm interest | 24/08/2017 |
1 historic (ceased) PSC
- Ms Joanne Hardyceased 11/03/2026· 25-50% shares · 25-50% voting · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 PRESTON LIMITED→ 14384486 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1010 LTD→ 17110974 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 12 BEATRICE CLOSE LTD→ 16335722 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 156 YORK ROAD LTD→ 11205545 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 19 WM LTD→ 08928286 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 24 AND 24A COSSINGTON ROAD WESTCLIFF FREEHOLD COMPANY LIMITED→ 14271536 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 24 GROSVENOR ROAD LIMITED→ 07550819 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 260-262 PRINCE AVENUE RTM COMPANY LIMITED→ 06710697 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 29 ST CLEMENTS AVENUE RTM COMPANY LTD→ 07671329 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 2DOOR ESTATES LTD→ 16790171 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2LIVEPROPERTIES LTD→ 12943996 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3 D CLOSURES LIMITED→ 04588191 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-24
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
92 St. Clements Road
Benfleet
SS7 5XG
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (3 active · 1 resigned)
Active
BEAVIS, Terence Mark→
Activedirector · ~58y · appointed 2017-08-24
View their other companies + combined net worth →
HARDY, Joanne Frances→
Activedirector · ~53y · appointed 2026-03-11
View their other companies + combined net worth →
HARDY, Joanne→
Resigneddirector · ~53y · appointed 2017-08-24 · resigned 2026-03-11
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/06/2019 | — | |
| satisfied | Masthaven Bank Masthaven Bank Limited | A registered charge | 1 property | 21/11/2017 | 24/06/2019 | |
| satisfied | Masthaven Bank Masthaven Bank Limited | A registered charge | 1 property | 21/11/2017 | 24/06/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-04
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-13
termination-director-company-with-name-termination-date
officers · TM01
2026-03-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-11
appoint-person-director-company-with-name-date
officers · AP01
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-23