FOUR PROJECTS LTD
🏛️Establishedactive
10945172 · ltd · incorporated 2017-09-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£58.4k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £58,368
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£58k
↑ 2.0% YoY
Current Assets
£329k
↑ 11% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £185.2k | £183.9k |
| Current assets | £329.1k | £296.9k |
| Net assets | £58.4k | £57.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
3
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-06-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-03➖GRADY, Janet resigneddirector
- 2025-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-02🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2024-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-11🔒Charge registered #1Lender: Woodstream Limited
- 2019-09-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-09-04🏢Company incorporatedAs FOUR PROJECTS LTD
- 2017-09-04➕BERRY, Andrew Gordon appointeddirector
- 2017-09-04➕CHADWICK, Marie appointeddirector
- 2017-09-04➕WALTON, Jon appointeddirector
- 2017-09-04➕GRADY, Janet appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Gordon Berry Individual · British · DOB 10/1968 · age 58 | 75–100% | — | 75-100% shares | 04/09/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLACKCROWN INVESTMENTS LIMITED→ 16963321 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CONNECT BROKERS LIMITED→ 11365141 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DAVID MORRIS FINANCE LIMITED→ 06981985 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| DOCTOR SPEX LIMITED→ 11661951 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FAST TRACK PCP LTD→ 16291774 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FIRESTONE LEGAL LTD→ 15262244 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FIRST STEP (UK) LIMITED→ 05326038 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| FLUENT MORTGAGES HORWICH LTD→ 14127588 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GANTLCC LIMITED→ 14564758 · est 2023 | — | — | — | 1 | 3y | — | — |
| GLASS PAYMENTS LTD→ 14798339 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| GMC FINANCIAL SERVICES LTD→ 04431190 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| GNT SPECIALIST FINANCE CONSULTANCY LTD→ 15452652 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-04
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
8 Kilbride Avenue
Bolton
BL2 6UQ
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-05-15
Last: 2026-05-01
Officers (3 active · 1 resigned)
BERRY, Andrew Gordon→
Activedirector · ~58y · appointed 2017-09-04
View their other companies + combined net worth →
CHADWICK, Marie→
Activedirector · ~59y · appointed 2017-09-04
View their other companies + combined net worth →
Active
GRADY, Janet→
Resigneddirector · ~60y · appointed 2017-09-04 · resigned 2026-06-03
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 02/09/2024 | — | |
| outstanding | Woodstream Woodstream Limited | A registered charge | 1 property | 11/10/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-17
termination-director-company-with-name-termination-date
officers · TM01
2026-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-12
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-30