AFV PROPERTY LTD

🏛️Establishedactive
10958161 · ltd · incorporated 2017-09-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 77/100. Strong seller-intent signal (70/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 8.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 8.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-02-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-02-14
    🔓
    Charge satisfied #5
  5. 2025-02-14
    🔓
    Charge satisfied #4
  6. 2025-01-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-01-18
    🔓
    Charge satisfied #3
  8. 2024-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-11-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-11-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2024-11-13
    🔓
    Charge satisfied #2
  12. 2024-11-13
    🔓
    Charge satisfied #1
  13. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2023-07-14
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  16. 2023-04-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2023-04-03
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  18. 2022-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2021-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2021-02-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2020-02-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2020-01-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2020-01-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  24. 2020-01-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  25. 2019-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2019-12-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  27. 2018-07-25
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  28. 2018-07-13
    🔒
    Charge registered #2
    Lender: Belmont Green Finance LTD
  29. 2018-03-22
    🔒
    Charge registered #1
    Lender: Belmont Green Finance LTD
  30. 2017-09-12
    🏢
    Company incorporated
    As AFV PROPERTY LTD
  31. 2017-09-12
    BARLOW, Lesley Jane appointed
    director
  32. 2017-09-12
    BARLOW, Trevor Kenneth appointed
    director

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Lesley Jane Barlow
Individual · British · DOB 09/1957 · age 69
2550%
25-50% shares12/09/2017
Mr Trevor Kenneth Barlow
Individual · British · DOB 09/1957 · age 69
2550%
25-50% shares12/09/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-09-12
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Ryecroft Church Street
Nunnington
York
North Yorkshire
YO62 5US
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-25
Last: 2025-09-11

Officers (2 active · 0 resigned)

BARLOW, Lesley Jane
director · ~69y · appointed 2017-09-12
View their other companies + combined net worth →
Active
BARLOW, Trevor Kenneth
director · ~70y · appointed 2017-09-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property14/07/202314/02/2025
satisfied
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property03/04/202314/02/2025
satisfied
Aldermore
Aldermore Bank PLC
A registered charge1 property25/07/201818/01/2025
satisfied
Belmont Green Finance
Belmont Green Finance LTD
A registered charge1 property13/07/201813/11/2024
satisfied
Belmont Green Finance
Belmont Green Finance LTD
A registered charge1 property22/03/201813/11/2024

Recent filings (35 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-24
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-09
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-05