49 PROPERTIES LIMITED
🏛️Establishedactive
10960660 · ltd · incorporated 2017-09-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 5 lenders · oldest 7.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-03🔒Charge registered #6Lender: Paratus Amc Limited
- 2024-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-28🔒Charge registered #5Lender: Aldermore Bank PLC
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-25📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-03-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-24🔒Charge registered #4Lender: Lendinvest Btl Limited
- 2020-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-04🔒Charge registered #3Lender: Heritage Commercial Finance Limited
- 2020-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-07🔒Charge registered #2Lender: Onesavings Bank PLC
- 2018-11-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-30🔒Charge registered #1Lender: Onesavings Bank PLC
- 2017-09-13🏢Company incorporatedAs 49 PROPERTIES LIMITED
- 2017-09-13➕HUBY, Michael William appointeddirector
- 2017-09-13➕HUBY, Patricia appointeddirector
- 2017-09-13➕HUBY, Sean Michael appointeddirector
- 2017-09-13📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael William Huby Individual · British · DOB 06/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/09/2017 |
Mrs Patricia Huby Individual · British · DOB 02/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/09/2017 |
Mr Sean Michael Huby Individual · British · DOB 07/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/09/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 0704 LIMITED→ 16863826 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 10 PALMERS AVENUE LTD→ 14431827 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 100 PROPERTY SOLUTIONS LTD→ 14776563 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 1044 LTD→ 11643531 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2BB PROPERTY LIMITED→ 12806794 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2ND LIFE PROJECT LTD→ 15805803 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 SHIPS PROPERTIES LIMITED→ 12034540 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 313 HOLDINGS GROUP LTD→ 16746050 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5 6 LEGAL LTD→ 10864224 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 5 ST. JOHN'S SQUARE LIMITED→ 05106726 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 5839 LTD→ 12705545 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 6912 PROPCO 4 LIMITED→ 16926749 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-13
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
29 Eastdown
Castleford
WF10 4SG
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-24
Last: 2026-03-10
Officers (3 active · 0 resigned)
HUBY, Michael William→
Activedirector · ~67y · appointed 2017-09-13
View their other companies + combined net worth →
HUBY, Patricia→
Activedirector · ~66y · appointed 2017-09-13
View their other companies + combined net worth →
HUBY, Sean Michael→
Activedirector · ~44y · appointed 2017-09-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
5
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 03/05/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 28/02/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 24/03/2021 | — | |
| outstanding | Heritage Commercial Finance Heritage Commercial Finance Limited | A registered charge | 1 property | 04/09/2020 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 07/12/2018 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 30/10/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-19
change-account-reference-date-company-previous-extended
accounts · AA01
2021-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-24