1ST CENTRAL INVESTMENTS LTD
🏛️Establishedactive
10984849 · ltd · incorporated 2017-09-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£242.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 77-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 1.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £242,211
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£242k
↑ 4.0% YoY
Current Assets
£11k
↑ 281% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £242.2k | £233.0k |
| Current assets | £11.3k | £3.0k |
| Net assets | £242.2k | £233.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-10-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-09🔒Charge registered #1Lender: Onesavings Bank PLC
- 2024-10-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-06➖ALI, Usman Ismail resigneddirector
- 2024-09-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-16➕ALI, Usman Ismail appointeddirector
- 2021-10-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-14📄capital-allotment-sharescapital · SH01
- 2020-06-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-24📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-27🏢Company incorporatedAs 1ST CENTRAL INVESTMENTS LTD
- 2017-09-27➕ALI, Fazeel appointeddirector
- 2017-09-27➕ALI, Shaukat appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Usman Ismail Ali Individual · British · DOB 11/1987 · age 39 | 75–100% | — | 75-100% shares | 06/09/2024 |
Mr Shaukat Ali Individual · British · DOB 05/1949 · age 77 | — | 50–75% | board control50-75% voting · board control | 27/09/2017 |
Mrs Fazeel Ali Individual · British · DOB 03/1956 · age 70 | — | 25–50% | 25-50% voting | 27/09/2017 |
1 historic (ceased) PSC
- Mr Usman Ismail Aliceased 06/09/2024· 75-100% shares · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1846 HENBLAS SQ. WREXHAM (FREEHOLDCO) LIMITED→ 10915200 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 19 CUMBERLAND PARK LIMITED→ 03935599 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| 1978 BRAEHEAD RPSC (FREEHOLDCO) LIMITED→ 16647383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1AND4OVER7 LIMITED→ 14233518 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2017 ANCHOR CENTRALE CROYDON (LEASECO) LIMITED→ 11732772 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2019 BLACKWELL GATE DARLINGTON (LEASECO) LIMITED→ 11523343 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2024 P HAY EXETER OCC FREEHOLDCO LIMITED→ 15863805 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2025 ARGYLE GLASGOW (FREEHOLDCO) LIMITED→ 11531596 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2037 LOCHLOMONDSHORES FREEHOLDCO LIMITED→ 11531532 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2039 DEANSGATE MANCHESTER (LEASECO) LIMITED→ 11646302 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2039A DG MANC HF (LEASECO) LIMITED→ 16873768 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2040 PARK LANE MEADOWHALL (LEASECO) LIMITED→ 11641123 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-27
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
42-44 Nottingham Road
Mansfield
NG18 1BL
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26
Officers (2 active · 1 resigned)
Active
ALI, Shaukat→
Activedirector · ~77y · appointed 2017-09-27
View their other companies + combined net worth →
ALI, Usman Ismail→
Resigneddirector · ~39y · appointed 2022-12-16 · resigned 2024-09-06
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 09/04/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-06
termination-director-company-with-name-termination-date
officers · TM01
2024-09-06
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-03
appoint-person-director-company-with-name-date
officers · AP01
2022-12-23