ACV PROPERTIES (STOKE) LIMITED
🏛️Establishedactive
10985506 · ltd · incorporated 2017-09-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£19.6k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 8.4y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £19,584
Net assets shrinking
Down £3,298 YoY
Cash YoY
-7%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£178k
↓ 7.2% YoY
Net Worth
£20k
↓ 14% YoY
Current Assets
£387k
↓ 1.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £133.0k | £141.7k |
| Current assets | £386.5k | £390.8k |
| Cash | £178.3k | £192.1k |
| Debtors | £208.3k | £198.7k |
| Net assets | £19.6k | £22.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-20🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2023-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-27🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2023-07-27🔓Charge satisfied #1
- 2023-04-28📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-28📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-03-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-20📄resolutionresolution · RESOLUTIONS
- 2021-12-20📄memorandum-articlesincorporation · MA
- 2021-12-17📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2021-12-17📄capital-name-of-class-of-sharescapital · SH08
- 2021-12-17📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-25📄change-person-director-company-with-change-dateofficers · CH01
- 2018-02-14🔒Charge registered #1Lender: Santander UK PLC
- 2017-09-28🏢Company incorporatedAs ACV PROPERTIES (STOKE) LIMITED
- 2017-09-28➕EDMANS, Brigett appointeddirector
- 2017-09-28➕EDMANS, John Edward appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Edmans Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Edmans Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
ACV PROPERTIES (STOKE) LIMITED
This company · 10985506
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Edmans Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/02/2022 |
2 historic (ceased) PSCs
- Brigett Edmansceased 28/02/2022· 25-50% shares · 25-50% voting
- Mr John Edward Edmansceased 28/02/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.H PROPERTY & SOLUTIONS LTD→ 16763896 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACH DEVELOPMENTS LIMITED→ 14107031 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACIER HOMES LTD→ 13268126 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACTON MOAT LIMITED→ 12302839 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACUMEN HORIZON LTD→ 16827822 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADENZAI LTD→ 14254564 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADF DEVELOPMENTS LTD→ 11913869 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADF INVESTMENTS LTD→ 08555281 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ADLP LIMITED→ 10531424 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADRIAN KNAPPER ESTATE AGENT LIMITED→ 13853475 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADW PROPERTY HOLDINGS LTD→ 11872261 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AG MANCHESTER PROPERTY INVESTMENTS LIMITED→ 16320258 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-28
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
4 Queen Street
Newcastle
ST5 1ED
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-09-07
Last: 2025-08-24
Officers (2 active · 0 resigned)
EDMANS, Brigett→
Activedirector · ~50y · appointed 2017-09-28
View their other companies + combined net worth →
EDMANS, John Edward→
Activedirector · ~50y · appointed 2017-09-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 20/10/2023 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 27/07/2023 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 14/02/2018 | 27/07/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-27
change-person-director-company-with-change-date
officers · CH01
2023-04-28
change-person-director-company-with-change-date
officers · CH01
2023-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-03-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-03-10