ADAMS AVENUE RENTALS LTD
🏛️Establishedactive
11044633 · ltd · incorporated 2017-11-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-19.6k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 8.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £19,588
Net assets shrinking
Down £34,021 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£20k
↓ 236% YoY
Current Assets
£35k
↓ 33% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.36M | £1.47M |
| Current assets | £35.5k | £52.7k |
| Net assets | £-19.6k | £14.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-29🔓Charge satisfied #1
- 2025-01-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-20🔓Charge satisfied #2
- 2025-01-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-17🔒Charge registered #4Lender: Lendco Limited
- 2024-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-07🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2020-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-06➕SMEARS, Belinda Joy appointeddirector
- 2018-11-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2018-08-08🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-02-09🔒Charge registered #1Lender: Lloyds Bank PLC
- 2017-11-02🏢Company incorporatedAs ADAMS AVENUE RENTALS LTD
- 2017-11-02➕SMEARS, Vincent appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Vincent Smears Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/11/2017 |
Belinda Joy Smears Individual · British · DOB 08/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & C PROPERTY (MIDLANDS) LIMITED→ 11907053 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A.GODRICH & CO.,LIMITED→ 00274200 · est 1933 · no financials extracted | — | — | — | — | 93y | — | — |
| A&G NIKOLLI LTD→ 13930364 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AASHIRVAD PROPERTIES LIMITED→ 14055251 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABK PROPERTY INVESTING LTD→ 13113661 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADAMS & ASSOCIATES DEVELOPMENTS LTD→ 12116970 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAMS-GREEN PROPERTY LIMITED→ 14427466 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADCAPITAL PROPERTY INVESTMENTS LTD→ 16146646 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADHIK LTD→ 11386407 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADMARMI PROPERTIES LTD→ 15361254 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADONAI HEALTHCARE VENTURES LTD→ 10812023 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADORABLES HOMES LTD→ 16218032 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-11-02
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 Lucas Bridge Business Park
Old Greens Norton Road
Towcester
Northamptonshire
NN12 8AX
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-15
Last: 2025-11-01
Officers (2 active · 0 resigned)
SMEARS, Belinda Joy→
Activedirector · ~55y · appointed 2019-04-06
View their other companies + combined net worth →
SMEARS, Vincent→
Activedirector · ~61y · appointed 2017-11-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lendco Lendco Limited | A registered charge | 3 properties | 17/01/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 07/04/2021 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 3 properties | 08/08/2018 | 20/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 09/02/2018 | 29/10/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-07
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-09