AMOR FINANCIAL LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £3.5k | £37.6k |
| Current assets | £72.0k | £94.4k |
| Net assets | £419 | £578 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (20 events)Click to expand
- 2025-10-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-11-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-08-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-16📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-03-05📄change-person-director-company-with-change-dateofficers · CH01
- 2018-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-11-07🏢Company incorporatedAs AMOR FINANCIAL LTD
- 2017-11-07➕AMOR, Peter James appointedsecretary
- 2017-11-07➕AMOR, Peter James appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "AMOR" — strong identity link between founder and business.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter James Amor Individual · British · DOB 08/1983 · age 43 | — | — | sig. influencesignificant influence | 07/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AIMS FINANCIAL LIMITED→ 03379937 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AJH FINANCIAL ASSOCIATES LIMITED→ 12325080 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALBION BUSINESS CREDIT LIMITED→ 11341631 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALEXANDER JAMES FINANCIAL PLANNING LIMITED→ 07887927 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALLCLOUT UK LTD→ 12570216 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHA CREDIT CONSULTANTS LIMITED→ 03926783 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| AMDAR CAPITAL ADVISORS LIMITED→ 15914826 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMG CAPITAL PARTNERS LIMITED→ 04177241 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| AMGOORIE INVESTMENTS LIMITED→ 01344575 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| AMMIS RISK SOLUTIONS LIMITED→ 09762796 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW JACOBS (UK) LIMITED→ 07188212 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ANDREWS INTERNATIONAL RISK SERVICES LTD→ 16467505 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.