ANDOVER CARE LTD
- · Oldest live charge 8.1y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
2 live charges · oldest 8.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £20.71M | £19.28M |
| Current assets | £2.86M | £2.98M |
| Cash | £2.77M | £2.86M |
| Debtors | £87.6k | £116.3k |
| Net assets | £11.72M | £10.03M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (23 events)Click to expand
- 2026-01-14📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-12-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-03📄memorandum-articlesincorporation · MA
- 2025-11-03📄resolutionresolution · RESOLUTIONS
- 2025-11-03📄capital-name-of-class-of-sharescapital · SH08
- 2025-11-03📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-01-22📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-29🔒Charge registered #2Lender: Barclays Bank PLC
- 2024-01-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-18📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-25📄accounts-with-accounts-type-fullaccounts · AA
- 2021-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-01📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-24📄accounts-with-accounts-type-fullaccounts · AA
- 2020-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2019-01-11➕GREWAL, Sarbjit Singh, Dr appointeddirector
- 2018-05-01🔒Charge registered #1Lender: Barclays Bank PLC
- 2018-02-09➕GREWAL, Sumaer Singh appointeddirector
- 2017-11-16🏢Company incorporatedAs ANDOVER CARE LTD
- 2017-11-16➕GREYWALL, Ramneek Kaur appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Sarbjit Singh Grewal Individual · British · DOB 03/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/12/2018 |
Sumaer Singh Grewal Individual · British · DOB 12/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/02/2018 |
Mrs Ramneek Kaur Greywall Individual · British · DOB 01/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 29/04/2024 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 3 properties | 01/05/2018 | — |