1ST CHOICE AUTO BODY GROUP UK LTD
🏛️Establishedactive
11086272 · ltd · incorporated 2017-11-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£122.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £122,199
Cash YoY
+595%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£813
↑ 595% YoY
Net Worth
£122k
↑ 5.1% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Total assets | £122.2k | £197.7k |
| Cash | £813 | £117 |
| Net assets | £122.2k | £116.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
7
filings
- • 4 persons-with-significant-control
- • 1 incorporation
- • 1 capital
Last 180 days
9
filings
- • 4 persons-with-significant-control
- • 1 incorporation
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-16📄memorandum-articlesincorporation · MA
- 2026-04-15📄capital-name-of-class-of-sharescapital · SH08
- 2026-03-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-31📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-24➖COUGHLIN, Sion resigneddirector
- 2026-02-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-20🔓Charge satisfied #1
- 2025-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-17➕HAM, Mervyn Adrian appointeddirector
- 2025-10-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-03🔒Charge registered #2Lender: Dbw Investments (3) Limited
- 2021-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-23➕YOUNG, Calum appointeddirector
- 2018-03-23➕COUGHLIN, Sion appointeddirector
- 2018-03-23🔒Charge registered #1Lender: Dbw Investments (12) Limited
- 2017-11-28🏢Company incorporatedAs 1ST CHOICE AUTO BODY GROUP UK LTD
- 2017-11-28➕SUMMERS, Michael John appointedsecretary
- 2017-11-28➕SUMMERS, Michael John appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
1st Choice Auto Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
1st Choice Auto Holdings Ltd
Corporate parent · holds 75-100% shares
⬇
1ST CHOICE AUTO BODY GROUP UK LTD
This company · 11086272
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
1st Choice Auto Holdings Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 24/03/2026 |
3 historic (ceased) PSCs
- Mr Sion Coughlinceased 24/03/2026· 25-50% shares · 25-50% voting
- Mr Calum Youngceased 24/03/2026· 25-50% shares · 25-50% voting
- Mr Michael John Summersceased 24/03/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMOS PM LIMITED→ 13973803 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AMOUZE LTD→ 14009775 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AMP ARCHERY MANUFACTORING PRODUCTS LIMITED→ 06463896 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AMSER HOLDINGS LIMITED→ 13338798 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AMV SERVICES HOLDINGS LIMITED→ 12517558 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ANHUI PACIFIC IMP & EXP CO., LIMITED→ 07757454 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANIAN CAPITAL LIMITED→ 16399489 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANIAN HOLDINGS LIMITED→ 16360903 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANIAN INVESTMENTS LIMITED→ 16703186 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANNA BROUGHTON PROPERTY LIMITED→ 17006270 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANNWFN LTD→ 16919615 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANODOS LIMITED→ 09020680 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-11-28
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Unit 10 Ipswich Road
Cardiff
CF23 9AQ
Wales
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-12-11
Last: 2025-11-27
Officers (4 active · 1 resigned)
SUMMERS, Michael John→
Activesecretary · appointed 2017-11-28
View their other companies + combined net worth →
HAM, Mervyn Adrian→
Activedirector · ~69y · appointed 2025-10-17
View their other companies + combined net worth →
SUMMERS, Michael John→
Activedirector · ~69y · appointed 2017-11-28
View their other companies + combined net worth →
YOUNG, Calum→
Activedirector · ~41y · appointed 2018-03-23
View their other companies + combined net worth →
COUGHLIN, Sion→
Resigneddirector · ~57y · appointed 2018-03-23 · resigned 2026-03-24
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dbw Investments (3) Dbw Investments (3) Limited | A registered charge | 2 properties | 03/02/2022 | — | |
| satisfied | Dbw Investments (12) Dbw Investments (12) Limited | A registered charge | 2 properties | 23/03/2018 | 20/02/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
memorandum-articles
incorporation · MA
2026-04-16
capital-name-of-class-of-shares
capital · SH08
2026-04-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-31
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29