ASSET FINANCE N.I. LTD
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -98% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £50.5k | £52.8k |
| Current assets | £1.2k | £73.0k |
| Cash | £1.2k | £73.0k |
| Debtors | £1 | £1 |
| Net assets | £50.5k | £52.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (24 events)Click to expand
- 2025-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-03📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-11-11📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-10-31📄gazette-notice-compulsorygazette · GAZ1
- 2023-01-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-20📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-01-10📄gazette-notice-compulsorygazette · GAZ1
- 2022-11-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-11-01📄gazette-notice-compulsorygazette · GAZ1
- 2022-10-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-05-16➖HALLOWS, Suzanne resigneddirector
- 2022-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-20📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-11-12📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2021-11-02📄gazette-notice-compulsorygazette · GAZ1
- 2019-02-13➕HALLOWS, Suzanne appointeddirector
- 2017-11-30🏢Company incorporatedAs ASSET FINANCE N.I. LTD
- 2017-11-30➕POVEY, Gareth Jon appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gareth Jon Povey Individual · British · DOB 01/1981 · age 45 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest · firm interest | 30/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4MM LTD→ 07783098 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A MOVE BROKERS LTD→ 10430934 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCURO UNDERWRITING LTD→ 04118067 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACTURA CAPITAL LTD→ 16978857 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AINSWORTH MORTGAGES LIMITED→ 05360031 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ASGUARD SECURITY GROUP LTD→ 15974439 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASPIRE LENDING (1) LIMITED→ 16118658 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASPIRE LENDING (5) LIMITED→ 17016757 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASPIRE PAYMENTS LIMITED→ 09609407 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ASTLEY CONSULTANCY (NO. 2) LTD.→ 10664872 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ASTON FINANCIAL LTD→ 05989487 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ASTON RISK MANAGEMENT LIMITED→ 07957091 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.